By Top Class Actions  |  August 12, 2025

Category: Fees
Close up of Home Depot logo sign with the blue sky background.
(Photo Credit: JHVEPhoto/Shutterstock)

Home Depot class action lawsuit overview:

  • Who: Plaintiff Randall Simmons filed a class action lawsuit against Home Depot USA Inc.
  • Why: Simmons claims Home Depot forces customers to pay for “optional” damage protection.
  • Where: The Home Depot class action lawsuit was filed in Georgia federal court.

A new class action lawsuit alleges Home Depot forces customers to pay for “optional” damage protection fees for its tool rental services. 

Plaintiff Randall Simmons claims Home Depot’s employees and its computer system force place damage protection fees even after a customer declines the service.

A store manager in Pelham, Alabama, told Randall that Home Depot’s “default setting is to add the protection, but that it could be taken off,” the Home Depot class action lawsuit alleges.

Simmons argues Home Depot’s damage protection fee generates the company “tens of millions of dollars each year” and that its practice of forcibly placing the fee on customers’ bills substantially inflates its revenue.

Home Depot class action claims damage protection fee breaches customer contract

The Home Depot class action lawsuit claims the company breached its contract by defaulting to add the damage protection fee to customers’ bills even though its contract states the service is “optional” and must be “selected” in order to be charged.

Simmons wants to represent a nationwide class and Georgia subclass of consumers who rented under a form contract substantially similar to his and was charged a damage protection fee without expressly opting in or selecting the service.

The plaintiff claims Home Depot is guilty of breach of contract and in violation of the Class Action Fairness Act.

Simmons demands a jury trial and requests declaratory and injunctive relief and an award of compensatory damages, attorneys’ fees, costs and other relief the court deems proper.

Recently, Home Depot was hit with another class action claiming it uses fake reference pricing to dupe consumers into thinking prices are advertised at a discount.

Have you ever been charged a damage protection fee by Home Depot? Let us know in the comments.

The plaintiff is represented by Taylor C. Bartlett and W. Lewis Garrison Jr. of Heninger Garrison Davis LLC.

The Home Depot class action lawsuit is Simmons, et al. v. Home Depot USA, Inc., Case No. 1:25-cv-02409, in the U.S. District Court for the Northern District of Georgia.


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196 thoughts onHome Depot class action alleges company forces customers to pay for damage protection

  1. Tracy Tice says:

    I was sued by Home Depot and forced to pay for stuff that was returned when it was infested with mice and ruined it all. Yet I was still made to pay for stuff that I don’t even have. They put a lien on my home so I was forced to pay it. Just not right how they do business

  2. Kadie Sanghera says:

    Add me

  3. Joshua Heath says:

    I was never asked if I wanted the protection and noticed they charged me for it when I returned the equipment.

  4. Mr. Sherman says:

    I’ve experienced this issue

    1. Daniel Grayson says:

      I have seen this happen to me on multiple occasions

  5. Stephanie Serna says:

    I am currently experiencing an issue with home depot myself along with my mother. Home Depot is literally FORCING US TO PAY transactions we never conducted nor authorized. They have closed our account. Racked up the interest rates and now they threatning us by sending lawyer and collection documents. What can we do? They have refused to come an agreement, in which we are silling to pay of OUR transactions in full but not the ones in question. They have repeatedely given us the altimatum in their favor ofcours.

  6. matthew reithknecht says:

    Add me

  7. Hollie Purdy says:

    Please add me!

    1. Elvinea says:

      I’ve been a home depot customer for a long, long time. And this time I bought a washing machine and for some reason. I make payments every month and it doesn’t seem to go down. I mean, I get a few things here and there, but it’s still very high. I can’t seem to get my build down every time. I call them. It’s because they say it’s the interest rate or something. So i’m just gonna pay it off and not use home depot again

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