Claiming Unum Life Insurance Company wrongfully denied his short-term and long-term disability benefits, a Florida resident filed a Unum lawsuit in the U.S District Court, Middle District of Florida, Tampa Division.

According to the Unum lawsuit, plaintiff Maximo D. became disabled as defined in his disability insurance policy and was unable to fulfill the physical demands of his position.

Maximo claims that he provided evidence of his disability but Unum Insurance has subjected him to an unreasonable claims process and wrongfully denied his coverage under the terms of his disability insurance plan.

After exhausting all his administrative appeals to the insurance provider, Maximo filed the Unum lawsuit, accusing Unum Insurance of breaching its obligations under ERISA, asking for declaratory relief, reinstatement of his unpaid disability benefits for which he is covered under his employer’s plan as well as interest, costs and attorneys’ fees.

About Unum Insurance

Unum Insurance, formerly known as Paul Revere, Provident, and then Unum Provident, is the world’s largest disability insurance company with approximately 10,000 employees. Unum Insurance has allegedly systematically denied disability benefits to thousands of policyholders in the past two decades.

Unum Insurance and its subsidiaries, including Provident Life, The Paul Revere Life Insurance Company and Colonial Life & Accident Insurance Company have been subject to numerous Unum lawsuits for alleged bad faith insurance practices including illegally refusing to pay valid disability claims.

Unum Bad Faith Insurance Practices

Many Americans have money deducted from their paychecks to pay for disability insurance benefits. They rely on this insurance to cover them in the event that they become disabled and cannot work; however, many people might be in for a shock when they finally attempt to cash in on their disability insurance.

Unum Insurance is the largest disability insurance company, providing coverage to more than 17 million Americans. Unfortunately, for their policyholders, Unum Insurance has been accused of denying legitimate disability claims from seriously ill customers. This is a bad faith insurance strategy designed for the sole purpose of increasing profits.

Unum Insurance policyholders have reported that the company has illegally denied their disability claims by:

• Changing policies once claims are filed (and without the authorization or knowledge of policyholders)
• Improperly investigating the claim
• Misreading medical records
• Refusing to acknowledge their disability

Although the Department of Labor in 2005 mandated that Unum Insurance resolve its bad faith insurance practices, many insured parties, like Maximo D., have since experienced devastating losses as a result of Unum’s alleged illegal insurance claim denial practices.

Unum Lawsuits

Unum disability benefits lawsuits are personal injury cases that seek compensation for individuals who have been victimized by Unum’s bad faith insurance practices.

Unum Insurance was previously known as Unum Provident and currently includes a number of smaller subsidiaries, including (not limited to) Provident Life and The Paul Revere Life Insurance Company.

The Unum Denied Disability Insurance Lawsuit is Case No. 8:15-cv-02105-JDW-TBM, in the U.S District Court, Middle District of Florida, Tampa Division.