ATTORNEY ADVERTISING
Scott D. Owens, P.A.
Scott D. Owens, Esq.
Hollywood, Florida
You could be owed money for receipts that printed too much information
Some businesses may have violated federal law by printing too much personal information on customer receipts. Consumers are holding them accountable through multimillion-dollar class actions. Learn more about FACTA and how it could earn you up to $1,000 per violation.
If a store printed more than the last five digits of your credit or debit card — or included any part of your card’s expiration date — they may have compromised your data privacy and broken the law. And you could be eligible for $100 to $1,000 or more through a class action lawsuit. Class representatives may earn even more.
The Fair and Accurate Credit Transactions Act (FACTA) protects your private information and helps prevent identity theft. It applies to:
- Credit card and debit card transactions
- EBT transactions
- ATM withdrawals
- Reloads onto prepaid debit cards
If you have a credit, debit or EBT card receipt that shows a violation, upload it using the form on this page. It could earn you up to $1,000.
Do you qualify for a FACTA lawsuit?
You may qualify FACTA lawsuit if your receipt:
- Shows more than the last five digits of your card number
- Includes any part of the expiration date
- Was printed in the last few years (within statute of limitations)
Fill out the form on this page to check your eligibility.
Fill out the form on this page for more information.
What is FACTA?
FACTA is a federal law passed in 2003 to prevent identity theft and ensure consumer data privacy. It requires businesses to “truncate” card information on receipts — masking digits and leaving out expiration dates entirely.
What does a FACTA-compliant receipt look like?
A proper debit or credit card receipt should only show the last 5 digits of the card and no expiration date. Example:
ACCT: **** **** ***0 1234
EXP: ****
If your receipt shows more than this, or any part of the expiration date, it may violate FACTA.
Examples of FACTA receipt violations
Improper card number truncation:
- 1111 22** **** 4444
- 1111 **** **** 4444
- **** **** ** 444444
Even if vendors print less than five digits of a card number, they may be in violation of FACTA if these digits are not the last digits of a card.
Improper expiration date displayed:
- EXP: 03/17
- EXP: 03/2017
- EXP: 032017
- EXP: 0317
- Expires: 0317
- Exp Date: 03/17
- Exp Date: 03/31/17
- EXPIRY: 03/17
- 03/17
- 0317
- Date 03/**
- **/17
- 2017/03
Even partial dates or non-final card digits can constitute a violation.
What happens if I have receipts showing FACTA violations?
If your debit or credit card receipt fails to follow FACTA guidelines:
- You may be eligible to receive $100 to $1,000 per violation
- Lead plaintiffs in class actions may receive incentive awards up to $20,000
Consumers who serve as lead plaintiffs in successful FACTA lawsuits may also receive additional incentive awards. Some have obtained up to $20,000 in these cases. Incentive awards are discretionary and decided by the court based on factors including the class representatives’ specific services to the class, any potential risks they incurred, and the amount of the incentive award in comparison to the overall recovery.
If you have debit or credit card receipts that fail to properly hide information, you may qualify to participate in this FACTA lawsuit investigation.
About the attorney: Scott D. Owens
Scott D. Owens and his team bring a proven track record of professionalism, experience, and commitment to protecting consumers from data privacy violations. Mr. Owens has led some of the largest FACTA class action settlements to date:
- $30.9 million – Subway
- $24.25 million – Ikea
- $20 million – Safeway gas station
- $11 million – LabCorp
- $7.5 million – Spirit Airlines
- $6.3 million – Godiva Chocolatier
- $4.75 million – Cheesecake Factory
- $2.5 million – Jimmy Choo
- $1.2 million – Microsoft
Don’t miss your chance to be a part of the next big FACTA class action settlement. Submit your info now.
If you’ve received a printed receipt that included more than the last 5 digits of your card or any expiration date info, you may be entitled to compensation. Upload a copy of the receipt using the form on this page to see if you qualify for up to $1,000 or more.
Fill out the form on this page to find out if you qualify.
See If You Qualify
Join a FACTA class action lawsuit investigation
Filling out this form is quick and easy. It only takes a few minutes to see if you qualify.
After you fill out the form, the attorneys who work with Top Class Actions may contact you to discuss your legal rights.
ATTORNEY ADVERTISING
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Counsel responsible for this advertisement includes:
Scott D Owens PA (954) 589-0588
PAID ATTORNEY ADVERTISEMENT: THIS WEB PAGE IS AN ADVERTISEMENT AND THE PARTICIPATING ATTORNEY(S) ARE INCLUDED BECAUSE THEY PAY AN ADVERTISING FEE. Top Class Actions is not a law firm, lawyer referral service, or prepaid legal services plan. We do not endorse or recommend any third-party claims processing company, lawyer, or law firm who participates in the network. We do not make any representation, and have not made any judgment, as to the qualifications, expertise, or credentials of any participating lawyer or processing group. No representation is made that the quality of the legal services or claims processing to be performed is greater than the quality of legal services or claims processing performed by other lawyers or claims processing group. The information contained herein is not legal advice. Any information you submit to Top Class Actions does not create an attorney-client relationship and may not be protected by attorney-client privilege because Top Class Actions is not a law firm. Instead, your information will be forwarded to an attorney(s) or their agent(s) or a claims processing firm for the purpose of a confidential review and potential representation if you qualify. You will only be contacted by an attorney(s) or their agent(s) in response to your inquiry if your initial information appears to qualify you for representation. If you are not contacted by an attorney(s) or their agent(s) within one week, you should consult another firm since all legal claims are subject to filing deadlines. All photos on this website are stock art and do not depict clients.
