Chime class action lawsuit overview:
- Who: Plaintiff Taft Charles filed a class action lawsuit against Chime Financial Inc.
- Why: Charles claims Chime violated Washington state law by sending unsolicited text messages to consumers in the state.
- Where: The Chime class action lawsuit was filed in Washington state court.
A new class action lawsuit alleges Chime Financial violated the Washington Consumer Electronic Mail Act (CEMA) by sending unsolicited text messages to consumers in the state.
Plaintiff Taft Charles claims Chime sent the unsolicited texts as part of a “refer a friend” program it uses to attract new customers.
“Chime violated and continues to violate CEMA by initiating commercial text messages and assisting its existing customers in the transmission of commercial text messages to potential new customers without the recipients’ clear and affirmative advance consent,” the Chime class action lawsuit states.
Charles wants to represent a nationwide class of consumers who received a Chime referral text message to their cellular telephone number while residing in Washington.
Chime referral program incentivizes customers to send unsolicited texts, class action claims
Charles claims Chime is enticing customers to send the unsolicited texts by offering $100 if they successfully refer a friend and an additional $100 to the referee if they sign up. He claims Chime’s referral program incentivizes customers to send commercial text messages that promote the sale of its products and services.
The plaintiff argues Chime’s mobile application makes it easy for customers to send messages to each person in their contacts by simply touching a button beside their name.
“Chime appears to gamify the referral process, further incentivizing its users to spam their contacts with Chime’s commercial messages,” the Chime class action lawsuit states.
The plaintiff demands a jury trial and requests declaratory, equitable and/or injunctive relief and an award of statutory, actual, treble and exemplary damages for himself and all class members.
Currently, CVS Health Corp. is also facing a class action for allegedly sending unwanted telemarketing text messages, while QuoteWizard has agreed to a $19 million settlement, still open for claims, for the same allegations.
Have you received an unsolicited text message from Chime? Let us know in the comments.
The plaintiff is represented by Jason T. Dennett and Kaleigh N. Boyd of Tousley Brain Stephens PLLC, Edwin J. Kilpela Jr. of Wade Kilpela Slade LLP and Evan E. North of North Law PLLC.
The Chime class action lawsuit is Charles v. Chime Financial Inc., Case No. 2:25-cv-01361, in the Superior Court for the State of Washington in and for King County.
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399 thoughts onChime class action claims company sent unsolicited ‘refer a friend’ texts
Chime is the worse bank
Chime needs to be banded from financial industry.
I have also gotten the emails and text. Also was done dirty with the my pay. Was suppose to be able to make payments bit took it all at one time and that is why I havent put anymore money in my account.
Would like to be added
Yes I would like to be added.
How too apply
I would like to participate in this class action lawsuit against chime
Yes I have recently been using chime they gave me a my pay advance and I had used a little bit of it I was under the impression that I would be able to make payments and instead when I got money put on to my account they took it all I’m a single mom it’s Christmas time I asked them to please take a portion of it and put some back on and they said they could not do that I don’t understand how they can just take your money and all of it I have no problems making payments back it was only a hundred and something dollars it wasn’t like it was a big amount I they also said if I pre referred a friend and my friend accepted and had a direct deposited into his account then we would both get money back he would receive 100 and i would receive 200 neither one of us ever received the money I do not think what they are doing is legit and legal I don’t think they should be able to take all of your money that you get in your account . I was under the impression of being able to make payments they did not do that and they just took my money what can I do about this I don’t believe that it’s okay.
I have been using chime for over 2 years now and I get charged 2.00 to get my pay, I am also asked to tip the spot me. I get charged 5.50 to use an ATM, so chime claiming to NOT. JAVE ANY FREES, IS BOGUS
Chime solicited tips from spot me.
Add me
I paid alot in tips
I have several of those messages from Chime, and would like to also be included in the lawsuit against Chime, I have kept the proof. Please let me know how I do that. Thank you.
I’ve received many emails about the friends referral
Chine closed my account and kept my money
Add me