AARP, UnitedHealthcare class action alleges wrongful Medicare supplement claim denials

AARP class action lawsuit overview:

• Who: AARP and UnitedHealthcare Insurance Company were hit with a class action lawsuit.
• Why: Plaintiff John Sacchi alleges the companies’ AARP membership and Medicare supplement plans do not cover Medicare expenses as promised.
• Where: The class action lawsuit was filed in New Jersey federal court.

A new class action lawsuit claims AARP and UnitedHealthcare Insurance Company fraudulently sell paid AARP memberships and Medicare supplement plans that promise to cover care Medicare does not pay for, while intending to deny reimbursement claims.

Plaintiff John Sacchi claims the companies have violated the New Jersey Consumer Fraud Act by fraudulently soliciting and breaching paid sales and renewals of AARP memberships and the self-titled “AARP Medicare Supplement Plans from UnitedHealthcare” insurance policies administered by United.

Sacchi argues the companies solicit sales and renewals of AARP memberships and the insurance policies — for which sales AARP receives royalty fees — while fully aware that United has violated for decades the subject promises to pay for medically necessary healthcare not paid by Medicare.

United, in fact, intends to continue systematically denying such claims by citing a phantom, non-existent condition that appears nowhere in the policies’ subject Certificate of Insurance, the AARP class action lawsuit alleges.

AARP Medicare supplement plans allegedly denied thousands rightful paybacks

Sacchi claims AARP and United have perpetrated their illegal company-wide policies of refusing rightful reimbursements against countless thousands of consumers throughout New Jersey and the United States.

Sacchi wants to represent a nationwide class of consumers who, since 2014, were AARP members and had an AARP Medicare Supplement Plan from UnitedHealthcare. The class includes people who had reimbursement claims for medically necessary care denied because the provider did not participate in or accept Medicare.

Sacchi demands a jury trial and requests declaratory and injunctive relief and an award of compensatory, general, incidental and consequential damages, special damages, punitive damages, restitution and disgorgement and pre- and post-judgment interest.

In other insurance news, AARP agreed to pay $12.5 million to settle claims it shared the identities and video-viewing information of registered AARP.org users with Facebook through the Meta Pixel tool.

What do you think of the claims made in this AARP class action lawsuit? Let us know in the comments.

The plaintiff is represented by Stephen J. Simoni of Simoni Consumers Class Action Law Offices.

The AARP class action lawsuit is Sacchi v. AARP, et al., Case No. 26-cv-1755, in the U.S. District Court for the District of New Jersey.

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