A current class action lawsuit investigation may direct you to an insurance claim denial lawyer if you are an Ohio resident who was denied an insurance claim because you allegedly misrepresented something on the application at the time of purchasing the policy.

Although insurance companies are within their rights to refuse payments on policies in which a consumer falsely represented themselves on the application, certain insurance companies are overstepping these bounds. Consulting an insurance claim denial lawyer can help policyholders overcome allegations of misrepresentation.

Unfortunately, many consumers are being targeted with this type of denial and may require the services of an insurance claim denial lawyer sooner rather than later. An experienced attorney can investigate the individual allegations made by the insurance company to determine whether or not these are accurate and don’t violate current bad faith practices.

Ohio residents should investigate the opportunity to file a lawsuit if they have had a disability, auto, life or another type of insurance claim denied due to alleged misrepresentations made on the insurance application.

Insurance Claim Denials

Insurance companies routinely deny what might otherwise be a valid claim and many consumers are not aware that they need the support of an insurance claim denial lawyer to assist them with a response.

Ohio residents who have received a denial of their claim based on misrepresentation of facts or concealed facts when the policy was first purchased and applied for could look to legal action. Insurance companies in Ohio that may have lawsuits filed against them with the help of an insurance claim denial lawyer often are linked to denied insurance claims sighting concealed or misrepresented facts.

Some of the companies that have had suits filed against them with the help of an insurance claim denial lawyer include State Farm, Progressive Nationwide, Allstate, Protected Life, and others.

Some examples of alleged misrepresentations that could lead to a denial might include making a statement that you were in good health when you were taking a blood pressure or other type of medication at the time you applied for the policy, claims that you indicated that your vehicle was kept primarily at your house when a child had taken it to college, or an indication made on your application that the vehicle was titled in your name when it was titled in someone else’s.

If your claim is denied after a covered incident and the insurance company in question allegedly denied the claim due to allegations that you misrepresented or concealed something on your initial application, you may have legal recourse.

Affected consumers should schedule a consultation with an experienced insurance claim denial lawyer. An insurance claim denial lawyer will evaluate the allegations made by the insurance company and will inform you if you have grounds to pursue a legal claim.