Top Class Actions’s website and social media posts use affiliate links. If you make a purchase using such links, we may receive a commission, but it will not result in any additional charges to you. Please review our Affiliate Link Disclosure for more information.
Follow us on Twitter and Facebook for the latest Class Action Settlement News!
Anthem Blue Cross “Bait and Switch” Class Action Lawsuit
By Sarah Pierce
“When a consumer purchases a plan with an annual deductible of $2,500, the consumer expects he or she will have to pay for the first $2,500 in health care services during the calendar year, and that the insurer will cover the remaining costs of health coverage according to the terms of the plan contract,” the Anthem Blue Cross class action lawsuit states. “Blue Cross’s unilateral changes to the annual deductible at whim, however, have resulted in a moving target without any certainty of how much a consumer will have to pay to meet the deductible in any given calendar year.”
The Anthem Blue Cross class action lawsuit continues:
“In addition to unilaterally raising the annual deductible and other out-of-pocket costs while escalating premiums, Blue Cross has made other unilateral changes to its individual plan contracts. For example, Blue Cross recently notified policyholders that it was reducing the policy term to just one month, which would purportedly allow Blue Cross to modify any ‘terms and conditions’ of the individual plan contracts, including deductibles and other out of pocket costs, at each contract ‘renewal’ on sixty days’ notice – or up to six times per year.
“Through its conduct of unilaterally escalating annual out of pocket costs and unilaterally altering coverage descriptions … to allow Blue Cross to change any benefit on just sixty days’ notice, Blue Cross has breached the individual plan contracts entered into with plaintiffs and California consumers and breached the implied covenant of good faith and fair dealing.”
The Anthem Blue Cross class action lawsuit is seeking damages for breach of contract, breach of implied covenant of good faith and fair dealing, and violations of the Consumer Legal Remedies Act and Unfair Competition Law.
Updated December 1st, 2011
All class action and lawsuit news updates are listed in the Lawsuit News section of Top Class Actions
Top Class Actions Legal Statement
One thought on Anthem Blue Cross “Bait and Switch” Class Action Lawsuit
How do I get added to this claim i thru my 2 forms way one for my daughter
brittany Tena an d myself. I am the insurance holder and not only did htis happen but are co pAys when up wthiout twlling us…