By Lori Waite  |  December 11, 2025

Category: Lawsuits to Join

You may be owed additional money.

Roof damage from tree that fell
(Photo Credit: Josh Foote/Shutterstock)

If your insurer failed to fully pay a property damage claim, you may be entitled to seek additional compensation.

When disaster strikes, homeowners and property owners depend on insurance companies to respond quickly and fairly. However, many consumers nationwide report that insurers delay, deny, or underpay valid property damage claims, leaving families and businesses to cover major repair costs on their own.

If you submitted a property damage insurance claim of $50,000 or more and believe you were not paid the full amount you were owed, you may qualify to take part in this nationwide investigation and seek the compensation you’re owed.

Do you qualify?

You may qualify to pursue compensation if:

Your insurer failed to properly investigate, communicate, or pay promptly

  • You filed a property damage insurance claim of $50,000 or more for:
    • Fire or smoke damage
    • Water damage, flooding, or burst pipes
    • Storm, wind, hail, or hurricane damage
    • Structural damage
    • Property loss due to fallen trees
    • Other major residential or commercial property damage
  • Your insurer delayed, denied, or underpaid your claim
  • You received less than the total estimated cost of repairs
  • Your insurer failed to properly investigate, communicate, or pay promptly

Fill out the form on this page for more information.

The law firms responsible for the content of this page are: Denham Law Firm; Lexington, Kentucky; 859-900-2278; www.denham.law and LegaFi Law LLC (an Arizona law firm), 888-4-LegaFi, www.legafi.com.

What types of property damage insurance claims are being investigated?

After significant property damage, consumers expect their insurance companies to act quickly and fairly. Unfortunately, many policyholders nationwide report that insurers delay, deny, or underpay valid property damage insurance claims, leaving them responsible for substantial out-of-pocket costs.

This investigation includes a wide range of significant property damage claims, including:

  • Fire or smoke damage
  • Water damage, flooding, or burst pipes
  • Storm, wind, hail, or hurricane damage
  • Structural damage
  • Property loss due to fallen trees
  • Other significant residential or commercial property damage

Why are property damage insurance claims underpaid or denied?

Insurance companies may underpay or deny claims for reasons such as:

  • Misclassifying the cause of damage
  • Undervaluing repair estimates
  • Delayed investigations
  • Applying exclusions that may not be valid

When insurers fail to act in good faith, policyholders may have legal options to recover the compensation to which they are entitled.

Take action with a free review of your denied property insurance claim

If your property damage insurance claim involved losses of $50,000 or more and you believe your insurer did not treat you fairly, taking action now may help protect your rights.

Fill out the form on this page to see if you qualify for a free case evaluation.

See If You Qualify

Join a property damage insurance lawsuit investigation

Filling out this form is quick and easy. It only takes a few minutes to see if you qualify.

After you fill out the form, an attorney(s) or their agent(s) may contact you to discuss your legal rights.

The choice of a lawyer is an important decision and should not be based solely on advertisements.

PAID ATTORNEY ADVERTISEMENT: THIS WEB PAGE IS AN ADVERTISEMENT AND THE PARTICIPATING ATTORNEY(S) ARE INCLUDED BECAUSE THEY PAY AN ADVERTISING FEE. Top Class Actions is not a law firm, lawyer referral service, or prepaid legal services plan. We do not endorse or recommend any third-party claims processing company, lawyer, or law firm who participates in the network. We do not make any representation, and have not made any judgment, as to the qualifications, expertise, or credentials of any participating lawyer or processing group. No representation is made that the quality of the legal services or claims processing to be performed is greater than the quality of legal services or claims processing performed by other lawyers or claims processing group. The information contained herein is not legal advice. Any information you submit to Top Class Actions does not create an attorney-client relationship and may not be protected by attorney-client privilege because Top Class Actions is not a law firm. Instead, your information will be forwarded to an attorney(s) or their agent(s) or a claims processing firm for the purpose of a confidential review and potential representation if you qualify. You will only be contacted by an attorney(s) or their agent(s) in response to your inquiry if your initial information appears to qualify you for representation. If you are not contacted by an attorney(s) or their agent(s) within one week, you should consult another firm since all legal claims are subject to filing deadlines. All photos on this website are stock art and do not depict clients.

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