National General Good Driver Discount: Who’s Affected?
Are you a qualified “Good Driver” in California insured by a National General Insurance Group company? If so, you may be entitled to compensation.
California has enacted a law that requires auto insurance companies to offer policyholders a Good Driver Discount policy to those who qualify. The Good Driver Discount policy must be available for purchase at a rate of at least 20% less than the driver would otherwise pay for the same coverage. Groups of insurance companies must offer the best Good Driver rate within the group, unless certain exceptions apply.
Some National General Insurance Group companies have allegedly failed to offer eligible California policyholders the best Good Driver Discount rate within their group of companies. As a result, many Good Drivers may have been paying too much.
Do You Qualify?
If you are a qualified “Good Driver” in the state of California and have been insured by any of the following National General Insurance Group Companies from 2011 to date, you may qualify to join a class action lawsuit.
- National General Insurance Company
- Integon National Insurance Company
- Integon Preferred Insurance Company
- MIC General Insurance Company
You may qualify if you were insured by this company from April 19, 2013 to July 18, 2014
- Personal Express Insurance Company
To qualify for this investigation, you must have purchased your policy directly from the company or from an insurance agent, NOT from a broker. Check your insurance policy paperwork to see whether you paid a broker’s commission.
By joining a National General class action lawsuit investigation, you could pursue compensation on behalf of yourself and other California Good Drivers who may also have overpaid for their auto insurance.
Fill out the form on this page for more information.
What Is California Good Driver Insurance?
In California, auto insurance companies are required to offer discounted coverage to policyholders who qualify as a Good Driver. This determination is based on factors such as drivers’ safety records, the number of years of driving experience they have, and how many miles they drive each year.
Policyholders who meet these criteria are qualified to purchase a Good Driver Discount policy from any auto insurance company they choose. Under California law, an insurer cannot refuse to offer and sell a discounted policy to policyholders who qualify as a Good Driver.
The Good Driver Discount policy must be offered for purchase at a cost of at least 20% less than the insured would otherwise pay for the same coverage.
National General Insurance Faces Good Driver Discount Class Action Lawsuit
A National General class action lawsuit has been filed over the insurer’s alleged failure to offer the lowest available premium for a California Good Driver Discount policy within the National General group of companies. The plaintiffs allege that the National General Insurance defendants overcharged legally qualified Good Drivers for auto insurance in violation of California law. The plaintiffs’ claim is simply that they paid more for their insurance than the law provides.
For example, one plaintiff says he was offered and sold a policy offered by National General Insurance Company, a National General company. However, he was allegedly not offered a lower-cost policy with similar coverages available from another National General Insurance company.
The Good Driver Discount class action lawsuit asserts that the National General defendants do not meet an exception to qualify as separate companies under California law and therefore policyholders should have been offered lower-cost policies available from any of the National General Insurance Group companies.
Join a Free National General Insurance Class Action Lawsuit Investigation
If you are a National General auto insurance policyholder in California, you may qualify to participate in the National General Insurance class action lawsuit investigation.
Fill out the form on this page for a FREE case evaluation.
See If You Qualify
Join a Free National General Insurance Class Action Lawsuit Investigation
If you qualify, an attorney will contact you to discuss the details of your potential case.
After you fill out the form, the attorneys who work with Top Class Actions may contact you to discuss your legal rights.
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