By Lori Waite  |  November 3, 2025

Category: Lawsuits to Join

You may be eligible to seek compensation under Washington’s CEMA law

close up on man hand using smartphone
(Photo Credit: chainarong06/Shutterstock)

Did a friend, family member or acquaintance send you an unsolicited refer-a-friend text message encouraging you to open an account with Acorns or MoneyLion? These messages may have violated Washington State law. Fill out the form on this page to see if you qualify to join an unwanted text message lawsuit.

Unsolicited refer-a-friend text messages that promote Acorns or MoneyLion may have violated state law — and you may be owed compensation.

Attorneys are investigating whether Acorns and MoneyLion violated Washington’s Commercial Electronic Mail Act (CEMA), which protects consumers from unwanted marketing text messages — even those sent by friends and acquaintances. If you received unsolicited referral texts, you could have legal grounds to pursue compensation.

Do you qualify?

If you live in Washington State and received from a friend or contact inviting you to sign up for Acorns or MoneyLion, you may be eligible.

Have the text message or a screenshot ready, then fill out the form on this page to verify your eligibility.

Fill out the form on this page for more information.

The law firms responsible for the content of this page are: North Law PLLC; Philadelphia, Pennsylvania; Wade Kilpela Slade LLP, Pittsburgh, PA; Tousley Brain Stephens, Seattle, WA.

Do unsolicited Acorns or MoneyLion referral texts violate Washington’s CEMA? 

Acorns is a financial technology company that helps users automatically invest spare change from everyday purchases. MoneyLion is a digital banking and financial services platform offering features like cash advances, credit-building tools, and investment options.

Washington’s Commercial Electronic Mail Act (CEMA) protects consumers from unwanted electronic communications, including text messages and emails.

If you received a refer-a-friend text message from a friend or acquaintance inviting you to sign up for Acorns or MoneyLion, you may have grounds for legal action.

Recover damages for unsolicited referral text messages 

Washington’s CEMA entitles consumers to statutory damages when companies send — or assist others in sending — unsolicited text messages. Under the law, consumers may receive up to $500 per unwanted text message, depending on the circumstances.

This means that even a single unsolicited refer-a-friend text sent by a friend or contact on behalf of Acorns or MoneyLion could qualify for compensation.

An Acorns or MoneyLion class action could help consumers

A class action lawsuit could help consumers recover money for allegedly unlawful spam texts and push companies to change how they send referral messages to Washington residents.

If you currently live in Washington State and received one or more unsolicited refer-a-friend text messages from a friend or contact promoting MoneyLion or Acorns, you may be eligible to join an unwanted text message lawsuit.

By joining the ongoing class action lawsuit investigation, you may have the opportunity to claim compensation for these unauthorized messages, hold the companies accountable and help prevent future violations of Washington’s CEMA law.

Share your experience today by completing the form on this page — it is quick, secure and free.

See If You Qualify

Join the Acorns and MoneyLion text message class action lawsuit investigation

Filling out this form is quick and easy. It only takes a few minutes to see if you qualify.

After you fill out the form, an attorney(s) or their agent(s) may contact you to discuss your legal rights.

The choice of a lawyer is an important decision and should not be based solely on advertisements.

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