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Wisconsin Woman Files Disability Insurance Lawsuit Against Standard Insurance
By Shawn Coates
Carol Pederson of Wisconsin has recently filed a disability insurance lawsuit against Standard Insurance after the company allegedly denied her benefits. Under Standard Insurance, she was paying into the UnitedHealth Group Short-Term and Long-Term Disability Plan offered by her employer, UnitedHealth Group Inc. Pederson paid into her insurance just in case she would need it later down the road but now that she does need the benefits, she says the insurance company does not want to pay up. Now, Pederson is fed up and is taking action to get the money she deserves.
According to her disability insurance lawsuit, Pederson was working on a full-time basis up until July 2011 when she was no longer able to do her job due to her medical conditions. However, her medical conditions didn’t stop her as she came back to the company on a part-time basis for two more years until her condition disallowed her to work entirely. Because she was a full-time employee for so long, she was eligible for certain employee benefits, including the long-term disability plan. According to the disability insurance lawsuit, “The Plan purports to provide financial protection for eligible employees who become disabled, by paying said disabled employees 60% of their pre-disability monthly earnings.”
Pederson promptly filed all required documentation and provided all medical records requested by Standard Insurance to gain her disability benefits. It was never fully understood why she was denied her benefits in the first place, but she alleges that the disability insurance claim denial was arbitrary. She says that the fact Standard Insurance is both the payer of claims and the judge who decides who is eligible for a claim indicates a strong conflict of interest. To top it all off, the exact same medical condition that Standard Insurance failed to recognize as reasons for disability was accepted by the Social Security Administration (SSA) as of January 2012. Under the SSA, Pederson was approved for monthly payments of $896.00 per month. After all of this time that has passed, Pederson says she has lost income from Standard Insurance that would have otherwise kept her financially stable.
Find Out More about Your Legal Options
If you or someone you know has been denied a legitimate disability insurance claim, receive a free consultation about the process of filing an appeal. You can get one by filling out the short form at the Unum/UnumProvident Disability Insurance Claim Denial Class Action Lawsuit Investigation. Worrying about disability insurance benefits can be a frightening feeling, but working with someone who knows what steps to take during legal proceedings can ensure the best possible result for your case and any ensuing appeals if they are needed. Remember, the lawyers working this case do not get a penny until you get paid.
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5 thoughts onWisconsin Woman Files Disability Insurance Lawsuit Against Standard Insurance
Why is your SSDI BENEFITS REDUCED BECAUSE WE BOUGHT LTD INSURANCE THROUGH OUR EMPLOYERS 30 YEARS, NOT KNOWING NOW WHEN BECOMING VERY ILL WE WOULD BE PUNISHED BY THE GOVERNMENT FOR TRYING TO PREPARE FOR THE FUTURE.
AND IF WE TAKE THE REDUCED SSDI, WE HAVE TO PAY BACK STANDARD WHAT THEY PAID US TOO?? HOLD ON HERE?? SOMETHING IS WRONG! THAT IS THE GAMBLE OF INSURANCE. SOMETIMES YOU HAVE TO RELY ON IT, SOMETIMES YOU DON’T.
WE CANT HELP WE GET SICK. BUT WE SHOULD NOT BE PUNISHED TWICE. NOT FAIR!! WE NEED A LAWYER PLEASE! HELP IN SOUTH CAROLINA. ASAP please
Because I had Long-term disability with Standard Insurance for 5 years , my social security disability was lowered. When I became eligible for Social security the lower payment followed. Now I can barely pay bills all because I paid for a long-term disability plan that last only 5 years has affected my income for life.
Hi Rosa,
This does not seem fair. Did you have The Standard Insurance as well? Please contact us
Please add me to this suit they also denied me benefits that I paid through my employer in 2019 and 2020
I was injured on my job in 2007 lifted 85 lbs. server computer chassis herniated disc L-4,L- 5 & S1 Spinal Fusion. Epidural injections and meds up till falling was getting worse February 2012 right after insurance wanted to settle but for future medical costs was too low. $25K was offered. From falling down on bus, Trolley and on train tracks October 2012 and 2 story stairwell broke Don Joy knee brace replaced three times. Two doctors and judge told adjuster and defendant attorneys to accommodate my transportation to and from medical appointments . March 5th 2013 last date seen doctor insurance adjuster declined transportation to Spine Doctor and pain management. Now been confined to my home on 2nd floor condo put in my HOA Accommodation letter to HOA. They said no problem putting in wheelchair lift or stair rail but also have email stating the adjuster told them nothing have been approved yet. So for now over a year haven’t been outside on my own, check mail or take out my trash. Recieved Right to Sue letter from DEFH . Their investigators says the adjuster says its being worked out in Work Comp with my attorney. But my attorney says not true they sre concentrating only on my medical. Since this HOA Accommodation is under ADA Act need disability discrimination attorney to handle this part. Any advice would be appreciated.