A Florida man claims that his Provident Life disability insurance was wrongfully denied him, violating the terms of ERISA.

The plaintiff involved in this Provident Life disability insurance lawsuit, Lee G., claims that he was denied his rightful Provident Life disability insurance, violating the Employee Retirement Income Security Act (ERISA) established in 1974.

Although the plaintiff attempted to rectify this problem by the administrative means available to him, these attempts were also wrongfully denied, and the plaintiff instead turned to legal recourse.

The lawsuit alleges that Lee G.’s Provident Life disability insurance was denied unfairly, and that the evidence he submitted to the company was disregarded, as well as the evidence submitted by Provident Life medical experts.

According to the lawsuit, Lee G. qualifies for Provident Life disability insurance, given that he is considered “totally disabled” as defined by the Provident Life disability insurance policy.

By filing this lawsuit, the plaintiff hopes to gain back his wrongfully denied Provident Life disability insurance, as well as any other damages decided on by the Court.

After attempting to counteract the denial of benefits through administrative appeal, the plaintiff turned to Provident Life disability insurance litigation.

What is ERISA?

ERISA, or the Employee Retirement Income Security Act, was instigated in 1974. Lawmakers began forming ERISA after the Studebaker car company suddenly shut down, leaving its workers with no pension plan.

Over the next several years, ERISA was created in order to protect workers  from being left without insurance.

Many insurance lawsuits, including Provident Life disability insurance cases, invoke ERISA because of the similarities between disability insurance and pension plans.

Essentially, the Employee Retirement Income Security Act allows workers with pension or insurance who are wrongfully denied their insurance or pensions to be able to pursue litigation.

Provident Life Disability Insurance Lawsuits

A growing number of workers are filing disability benefits lawsuits over Provident Life disability insurance and other insurance providers, claiming these companies denied their benefits despite being legitimately disabled according to the terms of their insurance policies.

There are a couple of reasons why an insurance company might wrongfully deny one of their insured policy holders.

First, especially with large companies, it is always possible that a clerical error or minor error in judgment might lead to wrongful denial of benefits.

Second, and more complicated, is that an insurer may systematically deny benefits to those who are fully qualified to receive those benefits.

This Provident Life disability insurance benefits lawsuit and others like it against other companies allege that the company has purposely denied the claims of workers with legitimate disabilities.

Consumers who have exhausted all recourse through applications and appeals for disability benefits may turn to lawsuits, hoping to reverse the insurer’s denial of benefits.

If you or someone you love has been denied their proper disability benefits by an insurer, you may be able to file a lawsuit.

The Provident Life Disability Insurance Lawsuit is Case No. 8:2016-cv-02450 in the U.S. District Court for the Tampa Division of the Middle District of Florida.