A Minnesota woman recently filed a lawsuit against Unum Life Insurance Company of America over a denied claim for benefits from the insurance giant.

The plaintiff, Paula M., claims in her lawsuit that she was denied claim for benefits from Unum against the rules of the policy she held through her employment with AeroSystems Engineering.

The lawsuit notes that, as an employee of AeroSystems Engineering, Paula held a long-term disability insurance policy through Unum, yet when she became disabled, she was denied claim for benefits against the policy’s rules.

According to the Unum lawsuit, Paula suffered from a health condition that caused her to take a leave of absence from her work as a finance manager for AeroSystems Engineering in September, 2015.

She returned to work in November, 2015, resuming part-time duties.

She has continued her part-time work to the present day. Her medical providers have stated that she is unable to perform her work on a full-time basis, qualifying her for the long-term disability benefits outlined in her Unum policy.

However, after Paula applied for long-term disability benefits through her plan, Unum denied claim for benefits pursuant to her plan.

The plaintiff responded immediately by appealing this denial of benefits, and provided all supporting documents and evidence that Unum requested.

Even after supplying this evidence and exhausting her options in this administrative approach, Unum upheld its original decision and denied claim for benefits.

In this Unum lawsuit, the plaintiff claims that Unum “has violated the clear and unambiguous terms of the applicable Policy” and requests relief, including but not limited to reversal of her previously denied claim for benefits.

Filing a Unum Lawsuit Over a Denied Claim for Benefits

Unum Life Insurance Company of America, also known simply as Unum, is the largest disability insurance company in the United States.

A growing number of plaintiffs like Paula have filed disability benefits lawsuits against Unum after being denied insurance they were owed according to their policies. These lawsuits allege that the insurance giant unfairly denied claim for benefits they were rightfully owed.

This Unum lawsuit and others like it allege that Unum unfairly denied claim for benefits of plaintiffs who are qualified to receive such benefits.

Some Unum lawsuits go further, alleging that the company purposely denied claim of benefits for hundreds of thousands of workers with legitimate disabilities for no reason other to increase company profit.

Consumers who have exhausted all recourse through applications and appeals for disability benefits may turn to filing a lawsuit in response, hoping to reverse their denied claim of benefits form Unum.

If you or someone you know has been denied their proper disability benefits by Unum Life Insurance Company of America, you may be able to file a Unum LTD lawsuit over a denied claim for benefits.

The Unum Claim Denial Lawsuit is Case No. 0:17-cv-00328-SRN-BRT, in the U.S. District Court for the District of Minnesota.