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This settlement is closed!
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Experian has agreed to provide free credit monitoring in a settlement to resolve claims that the credit agency improperly reported public records.
The settlement will benefit individuals who requested and received a copy of their credit report from Experian between Jan. 15, 2011 and Sept. 21, 2018 that included a public record (bankruptcy, judgement, or tax lien).
Also included in the settlement are individuals who had a credit report communicated from Experian to a third party (such as a lender) between Jan. 15, 2014 and Sept. 21, 2018 where the report contained a tax lien or civil judgement which was inaccurate or did not belong on the report.
By settling the claims against them, Experian has resolved two class action lawsuits in Virginia federal court. The plaintiffs in these cases claim that Experian failed to sufficiently report civil judgement and tax lien public records due to inadequate procedures used to obtain information.
Additionally, one of the class action lawsuits claims that Experian fails to disclose the source of their public record information.
Due to inaccurately reported public records, plaintiffs and Class Members allegedly had their credit reports negatively affected. The plaintiffs claim that Experian’s inadequate reporting violates the Fair Credit Reporting Act.
Experian has not admitted any wrongdoing by settling the class action lawsuits against them. Instead, the credit reporting agency aims to “avoid the burden, expense, and uncertainty of continuing litigation,” according to the settlement agreement.
Under the settlement, Class Members can request two years of free credit monitoring. If Class Members file a request, Experian will provide them with a code for two years of Experian IdentityWorks Plus.
Class Members can also enter into an Experian mediation program. Through this program, Class Members can seek compensation for any documented financial damage caused by Experian’s public record reporting.
In order to receive credit monitoring and/or participate in the mediation program, Class Members need to file a valid claim by Aug. 22, 2020.
The deadline for objection passed on Jan. 15, 2019. The settlement was granted final approval earlier this year.
Who’s Eligible
Individuals who requested and received a copy of their credit report from Experian between Jan. 15, 2011 and Sept. 21, 2018 that included a public record (bankruptcy, judgement, or tax lien).
Also included are individuals who had a credit report communicated from Experian to a third party (such as a lender) between Jan. 15, 2014 and Sept. 21, 2018 where it inaccurately reported a tax lien or civil judgement.
Potential Award
- Two free years of Experian IdentityWorks Plus, a service for credit monitoring.
- Ability to participate in a mediation program through which Class Members can request financial compensation for documented harm resulting from Experian’s public record reporting.
Proof of Purchase
Proof required if Class Members wish to participate in the mediation program.
Claim Form
NOTE: If you do not qualify for this settlement do NOT file a claim.
Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.
Claim Form Deadline
8/22/2020
Case Name
Clark, et al. v. Experian Info. Sols. Inc., Case No. 3:16-cv-00032, and Brown, et al. v. Experian Info. Sols. Inc., Case No. 3:16-cv-00670, both in the U.S. District Court for the Eastern District of Virginia
Final Hearing
2/1/2019
Settlement Website
Claims Administrator
Experian Public Record Settlement
Settlement Administrator
1650 Arch Street, Suite 2210
Philadelphia, PA 19103
info@ExperianPublicRecordSettlement.com
1-866-893-8437
Class Counsel
Leonard A. Bennett
Matthew Erausquin
CONSUMER LITIGATION ASSOCIATES PC
Kristi Kelly
Andrew Guzzo
Casey Nash
KELLY & CRANDALL PLC
James Francis
John Soumilas
FRANCIS & MAILMAN PC
E. Michelle Drake
BERGER MONTAGUE PC
Micah Adkins
THE ADKINS FIRM PC
Defense Counsel
Daniel J. McLoon
JONES DAY
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54 thoughts onExperian Public Record Class Action Settlement
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Have anyone recieved a check from Experian?
I filed a claim PST. on the 22nd but it came out the 23rd.
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I have their report in my file from that period when I applied for a credit card. Add
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Dr Ta
Ta-Ya Lee