Jimmy Choo Hit With Credit Card Receipt Lawsuit

A proposed class action credit card receipt lawsuit filed against Jimmy Choo will not be tossed, a Florida federal judge recently announced.

The credit card receipt lawsuit alleges that the designer shoe brand company put consumers at risk of identity theft by violating FACTA rules, printing excessive information on receipts.

According to U.S. District Judge Beth Bloom, the lead plaintiff provided plausible evidence that she had been negatively impacted by this alleged violation.

Jimmy Choo responded to the credit card receipt lawsuit by motioning for dismissal, which the judge denied. The judge noted that the lead plaintiff, Kerri W., provided a significant assertion of injury from the FACTA violation.

The credit card receipt lawsuit alleges that luxury shoe designer printed its receipts with data banned by FACTA, including credit card expiration dates, phone numbers, and addresses.

In Judge Bloom’s refusal to toss the credit card receipt lawsuit, she noted that card’s expiration date was printed alongside the last four digits of the plaintiff’s credit card number, clearly violating FACTA rules.

“These allegations by themselves demonstrate an injury in fact,” the judge said. “Because [the plaintiff] suffered a concrete harm as soon as Jimmy Choo printed the offending receipt, the complaint alleges an injury in fact sufficient to confer standing.”

The credit card receipt lawsuit was originally filed in October 2015, after Jimmy Choo had been hit with similar claims in 2008.

“Despite being previously sued for this very conduct, defendant has once again knowingly and willfully violated FACTA by printing receipts displaying the expiration date of its customers’ credit cards,” reads the complaint.

FACTA Basics

The Fair and Accurate Credit Transactions Act, or FACTA, requires that retailers truncate the important information on customers’ receipts. Truncation is a simple process, requiring only that retailers have up-to-date machines that comply with rules.

According to FACTA rules, only the last five digits of a credit card number may be displayed on a receipt. The rest of the full credit card number is generally censored with asterisks. Oftentimes, since a full credit card number comes in four four-digit segments, retailers choose to censor everything but the last four digits for simplicity’s sake.

The other major aspect of FACTA rules is that the card’s expiration date must be completely censored, which was the main problem Judge Bloom noted in this complaint.

Recognizing FACTA violations can protect not only you, but hundreds or even thousands of other consumers depending on the reach of a company.

If a company is using a receipt machine that has not been updated to accurately comply with FACTA rules, then any violations it prints are consistent across the rest of its customers’ receipts as well.

Filing a credit card receipt lawsuit may lead to substantial damages as well as attorney’s fees. Indeed, FACTA awards statutory damages of up to $1,000 per individual violation.

Check for your full credit card number on your receipts on a regular basis to determine whether or not a retailer has properly complied with FACTA rules. In order to prove that a company violated FACTA, keep your receipts that clearly show FACTA violations.

The Jimmy Choo FACTA Credit Card Receipt Class Action Lawsuit is Kerri C. Wood v. J Choo USA Inc., Case No. 9:15-cv-81487, in the U.S. District Court for the Southern District of Florida.

UPDATE: The Jimmy Choo FACTA class action settlement is now open! Click here to file a claim. 

UPDATE 2: On Nov. 30, 2017, Top Class Actions viewers who filed a valid claim for the Jimmy Choo credit card receipt class action settlement started receiving checks in the mail worth as much as $155.67. Congratulations to everyone who filed a claim and got PAID!

Free FACTA Class Action Lawsuit Investigation

If you made one or more purchases and the retailer provided you with a receipt that contained more than the last five digits of your credit or debit card number or the expiration date, you may be eligible for a free class action lawsuit investigation and to pursue compensation for these FACTA violations.

Get Started