The settlement benefits current and former California primary policyholders of certain Allstate policies whose premiums were calculated between July 1, 2016, and Sept. 30, 2022, based on a rating factor Allstate selected. Primary policyholders include those whose premiums were determined based on licensure for 29 or more years and had comprehensive coverage; those whose premiums were determined based on licensure of 34 or more years and had collision coverage; and those who, in addition to their auto policy, had a condo, life and/or mobile home policy and did not have a renter’s policy. The policies held by such multipolicy primary policyholders “in addition to their auto policy are the following: Condo; Mobilehome; Life; Owner + Life; Condo + Life; Mobilehome + Life; Condo + PUP; Mobilehome + PUP; Life + PUP; Owner, Life + PUP; Condo, Life + PUP; Mobilehome, Life + PUP,” according to the settlement website.
