Click here to skip the legal notice and go straight to the Top Class Actions article on this class action lawsuit settlement.

Award (how much your claim may be worth): $20 - $100s dollars in premiums may be refunded to each qualified claimant.

Class Action Lawsuit Settlement Case(s):  Ellens/Middleton v.Genworth Life and Annuity Insurance Company et al. in the United States District Court for the Northern District of Ohio, Case No. 1:08CV2640

Company(ies): Genworth Life and Annuity Insurance Company

Website Link to access the Class Action Lawsuit Settlement and get YOUR Stake (PRINT OUT YOUR CLAIM FORM HERE): Settlement Administrator Website

Address of Class Action Lawsuit Settlement Administrator to submit a claim form (REQUIRED):

Ellens/Middleton v. Genworth Life and Annuity Insurance Company

c/o The Garden City Group, Inc.

P.O. Box 9549

Dublin, OH 43017-4849

Phone Number to call for assistance:  1-888-205-7867

Details: If you paid off an auto loan early and had credit insurance, you may be able to submit a claim in the Harvest/Federal single premium credit life and credit disability insurance class action lawsuit settlement. The Harvest/Federal single premium credit life and credit disability insurance class action lawsuits claim that the Defendant failed to refund unearned premiums to customers who purchased credit life and credit disability insurance, and paid off their loans early. The Harvest/Federal single premium credit life and credit disability insurance class action lawsuits also allege that Defendant failed to return these unearned premiums that belonged to its customers, and failed to properly administer its credit insurance by not refunding unearned premiums.

If you purchased credit insurance and your loan was paid off early—for example, if your car was refinanced, or you traded it in—you may be eligible for a refund of unearned premium in the Harvest/Federal single premium credit life and credit disability insurance class action lawsuit settlement. The eligible Harvest/Federal single premium credit life and credit disability insurance class action lawsuit settlement class includes persons who purchased a credit insurance certificate from Harvest Life Insurance Company or Federal Home Life Insurance Company, paid full premium at the start of the loan, paid off the loan early, and did not receive a refund of unearned premium when their loan was paid off early.

The claim process has a relatively painless option which may be selected if you don't have paperwork regarding your auto loan. Just head over to the Harvest/Federal single premium credit life and credit disability insurance class action lawsuit settlement administrator website and click on Claim Form. If you have all of your auto loan paperwork, including the auto loan payoff paperwork, you'll just need to print out the customized claim form. If you don't have all of the paperwork you will need to print out the customized claim form AND the Authorization Form. The Authorization Form is needed for "Option Two" claims. Option Two gives you the ability to submit the VIN Number of your paid off car and the Authorization Form. The Settlement Administrator will then search the records to determine if you have a valid claim in the Harvest/Federal single premium credit life and credit disability insurance class action lawsuit settlement. If you do, they'll deduct $5 from your claim as payment for the research and send you the rest. Option 2 may be a good option for those out there who don't have their paperwork, or who don't want to bother checking it.

If you have paid off your car, and had insurance covering your loan, make sure to head over to the class action settlement administrator website and submit your claim now.

Purchased From: After December 14th, 2001

Claims Accepted Until (YOU MUST SUBMIT YOUR CLAIM BY THIS DATE!): 4/08/10

MORE DETAILS BELOW!

Class Action Lawsuit Settlement Amount(s): $2,350,000 (ESTIMATE) = $1,575,000 to Consumers (ESTIMATE) + $775,000 Attorney Fees and Expenses

Settlement Administrator(s): Garden City Group, Inc.

Plaintiff Counsel:

Defense Counsel:

David F. Abernethy
David J. Antczak
DRINKER BIDDLE & REATH LLP

Thomas Simmons
TUCKER ELLIS & WEST LLP

TCA Staff Tidbit: Thousands of people every year get auto loans. Many of those pay extra every month for insurance. This insurance may payoff the auto loan in the off chance they are in an accident and killed or otherwise unable to pay off their loan. The Harvest Life Federal Home Life Insurance Auto Loan Payoff Class Action Lawsuit Settlement covers those who paid off their auto loan, but, weren't refunded for unused premiums.

Some of those in the Top Class Actions offices have added this on to their auto loans. It makes sense, right? You don't want to have your auto loan hanging over your grave, or to owe more than the car is worth, if you're in a really bad accident. It's interesting that the Harvest Life Federal Home Life Insurance Auto Loan Payoff Class Action Lawsuit Settlement includes the option to not only search for your loan, but to give $5 of your settlement BACK to the Settlement Administrator to cover the cost of the search. This is the first time we've seen this in a class action lawsuit settlement. This could help many consumers as most won't want to search for their old auto loan paperwork. In addition, they're only charged the $5 if they can make a claim since it's deducted from their class action settlement award so there's no risk. If they're eligible, they get paid, if not, they don't. So, if you're eligible to submit a claim in the Harvest Life Federal Home Life Insurance Auto Loan Payoff Class Action Lawsuit Settlement make sure to head over to the Settlement Administrator website and submit your claim now.