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Bank of AmericaDetails on how to file a claim for the $20 million Bank of America credit protection class action lawsuit settlement have arrived. If you signed up for a credit protection plan from Bank of America between 2006 and 2012, you may be eligible to receive a cash payment of $50 or $100 from the BofA credit protection class action settlement.

The Bank of America credit protection settlement will resolve numerous class action lawsuits filed across the country in 2010 that accused Bank of America Corp. and FIA Card Services, N.A. of using deceptive marketing tactics to sign up and charge credit card customers for a number of useless credit-protection services. The cases were consolidated into a single class action lawsuit, titled In Re: Bank of America Credit Protection Marketing & Sales Practices Litigation, which specifically alleges that the defendants enrolled customers in credit protection services through deceptive marketing, charged them for services without authorization, and improperly denied them benefits and/or gave them nothing meaningful in return for the monthly fees they were charged.

Bank of America and FIA Card Services deny any wrongdoing, but have agreed to a $20 million class action lawsuit settlement to resolve the litigation.

Class Members of the Bank of America credit protection class action settlement include all people in the United States who were enrolled in one of the following credit protection programs issued by FIA Cards Services, a subsidiary of Bank of America, between January 1, 2006 and July 17, 2012:

Credit Protection Plus
Cardholder Security Plan
Credit Protection Plan
Credit Protection Deluxe
Credit Protection Fleet

For clarification purposes, the Settlement Class includes customers who originally enrolled in a Credit Protection program prior to January 1, 2006, but remained enrolled at any time on or after January 1, 2006.

As a Class Member, you’re entitled to one of the following class action settlement benefits:

(1) If you attempted to claim Credit Protection benefits but were improperly denied these benefits, you will receive approximately $100.

(2) If you were not denied benefits, but believe that you were involuntarily enrolled in credit protection or that the benefits of credit protection were not as advertised, you will receive approximately $50.

These reward amounts may be more or less, depending on how many people file eligible claims.

The ONLY way to receive a cash payment from the Bank of America credit protection settlement is to submit a valid Claim Form either online at www.CreditProtectionSettlement.com or mailed to the Settlement Administrator postmarked no later than February 26, 2013.

Claim Forms and more information on your rights in the
Bank of America Credit Protection Class Action Lawsuit Settlement can be found at www.CreditProtectionSettlement.com. Detailed instructions on how to file a valid claim can be found in our Open Lawsuit Settlements section.

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28 thoughts onBank of America Credit Protection Class Action Settlement

  1. Mark B says:

    Hello, Just sounding off…..
    I’m looking for a class action suite where these companies that leak our personal information provide victims with lifetime security protection. The one or two year credit coverage protection does not cover my lifetime expectations. My info has been stolen/leaked by 7 different companies over the last 6 years. I’ve all ready been arrested in Tennessee (it actually was another person using my information on a fake ID). I would like to see an organization set up that is funded by companies that leek data and share in the cost of lifetime support and protection for victims of data that was stolen. This sounds only fair to me.

    1. Top Class Actions says:

      We offer a submission form on our website for you to fill out if you are seeking class action legal help. Attorneys will then review your submission to determine if you have a case. If they feel you qualify, they will contact you directly. You can submit your information here: https://topclassactions.com/start-a-class-action/.

  2. Diane Methia says:

    I put in my claim on 10/9/2012 and have not received a check yet?
    Who would I contact about this settlement with Bank of America

  3. harlie carmichael says:

    I recived a check for $20.33.forgot to cash it .please send a replacement.claim #bacp1-1272074066.check #1101336 Thanks

  4. matt says:

    received check yesterday 7/25 for $40.67….I totally forgot about this settlement,some money is better than no money!

  5. Bob H says:

    I’m still waiting to hear something,over a year later no correspondence ! I hope this lending establishment goes bankrupt,only this time our government won’t bail them out!!! Hopefully the United States learned something from all this.

  6. Carla says:

    Refunds are expected to be distributed by July 22.

  7. catherine says:

    Its just so sad that beyond those promos there are hidden charges and sometime you’ll just realize that they’re consuming your money behind your back.

    bank of america offer code

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Please note: Top Class Actions is not a settlement administrator or law firm. Top Class Actions is a legal news source that reports on class action lawsuits, class action settlements, drug injury lawsuits and product liability lawsuits. Top Class Actions does not process claims and we cannot advise you on the status of any class action settlement claim. You must contact the settlement administrator or your attorney for any updates regarding your claim status, claim form or questions about when payments are expected to be mailed out.