An Alabama resident recently filed an Unum bad faith insurance lawsuit against Unum Life Insurance, alleging that the company denied her legitimate disability insurance claim.

The plaintiff, Theresa H., was insured under a Unum Life Insurance long term disability policy through her employer, BLG Logistics, Inc.

Theresa filed a claim for disability benefits according to her employee benefit plan after being diagnosed as being disabled and no longer able to work full time.

Unum initially approved the plaintiff’s disability claim, paying long term disability benefits for about a year long period. However, in March 2015, Unum stopped paying the plaintiff’s long term disability benefits.

Theresa immediately responded by requesting an administrative appeal in light of this decision, which was denied shortly thereafter.

Theresa’s Unum bad faith insurance lawsuit alleges that Unum’s denial is based off of arbitrarily procured evidence.

According to the bad faith insurance lawsuit, Unum used outdated and irrelevant evidence to support their claim and neglected to perform the necessary inquiry to determine the validity of Theresa’s long term disability insurance claim.

Unum Bad Faith Insurance Lawsuits

The plaintiff involved in this Unum bad faith insurance lawsuit, Theresa, was allegedly denied long term disability benefits by Unum, despite fitting the insurance company’s requirements to be considered disabled.

Unum Life Insurance Company, the largest disability insurance company in the United States, has recently faced a growing number of Unum bad faith insurance lawsuits from plaintiffs like Theresa.

These Unum lawsuits allege that Unum has caused hundreds of thousands of people with legitimate disability insurance claims to be denied insurance for no legitimate reason.

Instead, the claim denials are filed in order to boost the company’s profit.

Unum bad faith insurance lawsuits claim that Unum’s claim-denial is not only biased, but also purposeful and malicious. Indeed, both employees and former employees of Unum and its subsidiaries have reported being told to deny insurance claims simply to fulfill a company quota.

Many disappointed consumers with legitimate disability insurance claims are filing Unum bad faith insurance lawsuits against Unum life insurance, hoping to eventually reverse the group’s denial of benefits.

More and more people that have been denied disability insurance are coming forward with their personal stories in these claim denial cases. Some injured parties have decided to file Unum lawsuits for bad faith insurance, gaining thousands or in some cases even millions of dollars in settlement money.

If you or someone you know has been denied long term disability insurance or other insurance by Unum Life Insurance Company, you may be able to file a Unum bad faith insurance lawsuit.

The Unum Bad Faith Insurance Lawsuit is Case No. 7:15-cv-02231-TMP, filed in the U.S. District Court for the Western Division of the Northern District of Alabama.