U.S. Bank overdraft settlementU.S. Bank has agreed to pay $55 million to settle a class action lawsuit accusing the bank of charging improper overdraft fees. The U.S. Bank overdraft fee settlement is just the latest to be reached in a multidistrict litigation (MDL) involving more than 30 different banks nationwide, entitled In re Checking Account Overdraft Litigation.

The U.S. Bank overdraft fee class action settlement will resolve allegations the bank improperly manipulated its customers’ debit card and ATM transactions by posting them in highest-to-lowest dollar amount rather than in the actual order in which they were initiated and authorized. The illegal practice was allegedly performed in order to generate excess overdraft fee revenues.

“We are pleased to have achieved this result for U.S. Bank customers who were adversely affected by this anti-consumer practice,” said the Plaintiff’s coordinating counsel. He said he expects the proposed U.S. Bank overdraft fee class action settlement to be presented to the Court for preliminary approval within 90 days.

U.S. Bank is not the first bank involved in the MDL to settlement similar claims. In addition to a $410 million settlement with Bank of America approved last year, class action overdraft fee settlements with JPMorgan Chase Bank ($110 million), Citizens Bank ($137.5 million) and PNC Bank ($90 million) have been announced in recent months. At least nine other banks have settled.

Keep checking Top Class Actions for details on how to file a claim for the U.S. Bank Overdraft Fee Class Action Lawsuit Settlement when they become available.

The case is In re Checking Account Overdraft Litigation, Case No. 09-md-02036, U.S. District Court, Southern District of Florida (Miami).

UPDATE 1/2/14: There is no claim filing process for the U.S. Bank overdraft settlement. Class Members will automatically receive an account credit or check if the class action settlement is approved. The Settlement Administrator has posted the following update:

The Final Approval Hearing was held on December 18, 2013.  Following the presentations of counsel, the Court announced its intention to grant Final Approval to the Settlement, to award Service Awards to the twelve (12) named Plaintiffs, and to award Class Counsel attorneys’ fees equal to thirty percent (30%) of the Settlement Fund plus reimbursement of certain expenses.  The Court has not yet entered a Final Approval Order and Final Judgment.  This website (www.usbankoverdraftsettlement.com) will be updated again as soon as the Final Approval Order and Final Judgment are entered by the Court.


UPDATE: 2/20/14: The Settlement Administrator has posted the following update:

On January 6, 2014, the Court granted Final Approval to the Settlement, and on January 15, 2014, the Court entered Final Judgment.  In the event there are no timely appeals, the Effective Date will be February 24, 2014, and distribution of awards to eligible Settlement Class Members by account credit for current customers or by mailed check for former customers will occur no later than June 24, 2014.  This site will continue to be updated as specific dates and details regarding distribution become available.


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Please note: Top Class Actions is not a settlement administrator or law firm. Top Class Actions is a legal news source that reports on class action lawsuits, class action settlements, drug injury lawsuits and product liability lawsuits. Top Class Actions does not process claims and we cannot advise you on the status of any class action settlement claim. You must contact the settlement administrator or your attorney for any updates regarding your claim status, claim form or questions about when payments are expected to be mailed out.



  • Anonymous July 4, 2012

    The majority of banks do this… why hasn’t there been a law passed to stop this illegal practice? How convenient for banks to only pay up when they have to reach a settlement, and only to those who know about these settlements instead of having to stop it all together.

    • Natalee January 27, 2014

      when do we get our settlement ?
      Who do we talk to besides a recording?
      is this settled or just dream that has turned into a nightmare!
      is there someone who can call or return an email something…….

    • devereaux wachtel April 23, 2014

      i was cashing my checks at walmart or another store customer service center and putting cash deposits in the atm at us bank. to my understanding these cash deposits were to be entered into the account within 24 hours of the deposit. none of these deposits for over 4 years were in my account sooner than 5 days. i would make the deposit on thursday or friday at the lastest each week none would be in my account before the following wednesday in the mean time they would charge my account and my hadicapped daughters account as many charges as they could before they put the cash i had deposited in the atm the previous week into my accounts, this just detroyed my health and my relationship with my daughter the stress of being ripped off like this openly and agressively each week sent me to the hospital at least tree times for a total of over 20,000 dollars in medical fees.i also had to pay a fee to cash all my checks at a check cashing facility this in itself add up to over a 1,000 dollars for fuel to drive to the faclity and then pay to have my check cashed and then still pay unprecidented fees constantly because they were violating federal law which stated that all cash atm deposits had to be represented on that accounts books within 24 hours. in my opinion it would be difficult to repay me for the damage they caused to my health and my family.all i wanted therm to do is put my money in my account when it was suppose to be on the books. i would question them about these actions every week for the years that this went on
      , and nothing came of it till this law suit was filed , but im still paying off the loans i got to pay the medical bills that this unlawful act generated

      • janet June 23, 2014

        I have had the same experience with Key Bank, but there has never been a lawsuit against them yet. that’s why we switched from usbank and Key bank to a smaller bank of dollarbank. the are not out to make money on us

        • michael June 29, 2014

          I had received a postcard that I would be entitled to a check, and it is
          the end of june and have not received anything from the settlement
          maybe its just pulling my leg

          • jasmine July 2, 2014

            US bank filed yet another appeal, they have been dragging this thing out for 4 years. I almost lost my apartment 8 years ago due to these practices…I was making barely above minimum wage and they put my electric bill payment through before several small transactions that were made before I even received that bill! So, it had been about 5 or 6 days since I used my account before I paid that bill. I knew that the charge would overdraw my account by about $10, but I couldn’t wait or my power would have been shut off; instead, seven or eight transactions that were just over $1 were charged after the check and caused my account to be overdrawn by almost $300 instead of $40(which my dad was depositing to cover the charge the day after I paid my electric). I ended up short on my rent and had to make a choice that month between having my prescription medications and having food or having a roof over my head. I went the month without my medication and ate nothing but ramen, and never even got do much as an apology in my dozen or so calls to the bank to get this issue fixed.

          • GP July 15, 2014

            We were told by the 24th of June we would receive a refund check, it is now the middle of July 2014, has anyone receive a refund in the mail or deposit into their account from US Bank?

    • dan May 28, 2014

      the current administration dose not seem to care what industry it is that is bullying our citizens Oil, Banks, Insurance, Pharmaceutical companies, they only seem to care about forwarding the Hillary health care act regardless of the negative impact on our current terrible economy “except of coarse the Private sector and its doing fine” LOL and violation of any civil rights to there own people. Sad sad sad

    • michael June 9, 2014

      Because most of the law makers are also investers in the banks and the banks are also the reason these folks have the money to get elected you mknow the good old boys club…….. and no it isnt funny they are ruinning this great country do to thier greed!

      • Reply June 14, 2014

        Bought a money order from a gas station, realized that it was not needed after all, tried to get the money back from the gas station, they could not do it, took the money order to my US Bank tried to cash it there, the teller told me that she could only deposit it. I asked if the funds would immediatly be available, needed to get gasoline and some groceries, the teller assured me the funds would be available instead of just giving me the cash she said she had to deposit it. Left the bank to get gasoline and some groceries, several days later, my US BANK account went into a overdraft situation cuasing my account to go into a spiral of charges and fees. The account had to be shut down to stop any further penalities, then there was this huge left over balance of charges and fees. Learned later that even though this class action law suit is addressing the way the US Bank handles their overdrafts, if there are any funds or rewards due, that those funds due from the class action law suit to the customer would be applied to the US Bank if there are any further charges pending on a customers account.

    • Bob July 26, 2014

      Please tell me where it said that Overdraft fees were illegal?
      The banks did nothing wrong but offer a line of credit for the credit unworthy.
      Overdraft is no different than a payday loan.
      Big surprise that the deadbeats that need payday loans/overdrafting would complain about it!

      • Single mom July 26, 2014

        SETTLEMENT UPDATE: JULY 18, 2014
        On January 6, 2014, the Court granted Final Approval to the Settlement, and on January 15, 2014, the Court entered Final Judgment. On January 30, 2014, a timely notice of appeal was filed. Therefore, the Effective Date was no longer the previously-referenced February 24, 2014. On June 24, 2014, the Court issued an Order dismissing the appeal, and the Effective Date is therefore July 1, 2014. We do not yet have a specific date available for when account credits will be applied in instances of open accounts, or when checks will be mailed for former accounts. We appreciate your patience as we work to distribute funds in advance of the October 29, 2014 Court deadline. This site will continue to be updated as specific dates and details become available.

      • Amanda July 28, 2014

        Excuse me. That is generalizing sir. Who said overdraft charges were illegal I do not know. I do not think they are illegal but what I do not appreciate is when my transactions are purposely re-ordered to ensure the largest transactions is put through first no matter if that transaction occurred first.

        I was told they did it for our own good as they figure we would want things like mortgage, car payments etc to have first priority over coffee and gas. In reality they wipe out the account with the large transactions and let the smaller charges overdraft and rack up fees.

        My yearly website payment went through and of course I forgot it was going to. The time it posted was around midnight. I had multiple transactions that occurred that morning that had enough funds but instead of posting in order of occurrence they put through the website payment, which I didn’t have enough to cover and bounced 10 prior transactions at $35 each.

        If they had processed in order I would have paid one overdraft charge and had to make up the shortage amt and been done with it.

        I do not use payday loans but I have made errors and been short from time to time. I do not appreciate the underhanded exploitation or financial hardship it causes nor do I care for the BS as they claim they are looking out for the acct holder with this policy.

        • Anonymous August 4, 2014

          I certainly can relate. It is a shame that some people can be so insensitive of others misfortune. That’s something that is said by someone that may have been born with a silver spoon in their mouth or maybe even worked hard for it. It still does not give one the right to judge others. For the previous comment, I had 7 payday loans out in which I paid off already. I had the worst news of my about my mom passing then soon after my uncle. Recently I lost my dad. No one knows others situation so they should NOT judge. Just keep it to yourself.

          • amanda November 4, 2015

            I can relate to all of this to. I have had the same thing happen to me to. I agree to what you said. It isnt right for them to do this to people. And to the people that is against it well everybody makes mistakes. I have but that dont mean to screw me over in my account. this has gone enough they should have it figured out and money should have been maileld out to people that deserve it. its november 4 2025 and nothing has happen yet.

      • Art August 8, 2014

        This is an uninformed comment. The issue is whether US bank breached a fiduciary duty to its customers by purposefully manipulating the order in which transactions are processed. Most banks process items in the order it was received. US Bank, in an effort to enrich itself processed the highest transactions first to increase the chances of causing a customer’s account to go negative. They also processed debits first before they processed credits (deposits). I learned this by asking my personal banker at US Bank why my business account was constantly being hit with fees that drained my account and caused further charges to incur. She told me this in confidence and later quit working for US bank.

        I also use online banking and was able to transfer money between accounts to avoid this very issue. I transferred funds from my savings to my personal checking on a Friday. That money, while no longer available in my savings account, was not processed into my checking account ensuring that fees would accrue.

        While this practice may not yet be illegal under US banking laws, it sure smacks of underhandedness as many courts have agreed in certifying class membership. Customers should be able to trust that their selected bank is not doing anything to undermine their financial position for the bank’s own financial gain. It isn’t a contest of how much the bank can make off of you before you can utilize your own funds but it certainly feels that way in today’s banking climate.

        I believe this practice should be made illegal or at the very very least provide full disclosure of this practice in plain language for customers to make a decision on their own. I’ve since switched banks 4 years ago and I have not had this problem since. It’s wonderful that someone finally smacked the banks although the settlement for US bank should be larger given all the high rise banking buildings that have popped up around major cities with USBANK emblazoned on it.

        Anyone who doesn’t understand this is likely to become easily victimized themselves.

      • Denise August 27, 2014

        I don’t think they are complaining about the actual overdraft fees. It was the way they processed the payments that was unfair. If you have checks or charges out there for instance, one for $185 and one for $40, $30, $8, $13, $32 etc and you had $200 in your acct. They would approve the $185 charge and the $8 charge and charge you an overdraft fee of $36 for the other 4 payments instead of clearing all of the smaller charges and charging you 1 overdraft for the $185 check, They made a lot of money by practicing this way!

        • less November 4, 2014

          I have not received anthing,the payout was sept 22 2014,i don’t know what happen ,anyone know what I can do

      • Hope June 24, 2015

        You shouldn’t throw stones! Everyday has fallen on hard times at some point or another in their life. If not considered yourself blessed, but it doesn’t mean it can’t happen to you. So don’t let you pride get in the way. Remain humble or else you could be one of those deadbeats that may need a payday loan one day. Trust me I know, cause I use to think the same way you did and I ended up in a financial hardship for almost two years!!

  • Anonymous August 8, 2012

    “why hasn’t there been a law passed to stop this illegal practice?” IANAL, but if there’s no law, it’s not illegal. The article referred to “The illegal practice…”, so there already is a law, isn’t there?

    If the Feds would list fed laws like states list states’ laws, I’d look for a reference.

  • Anonymous November 17, 2012

    Got my check today 11/16/2012, for $127. I guess better than nothing for stealing my money

    • annonomus January 18, 2014

      must have been for something else cuz these checks wont start being issued til feb 24 2014 check the website

  • Anonymous November 25, 2012

    What steps did you take to get your money Cassandra? I can’t find a claims site anywhere… TX!

  • Richard December 29, 2012

    I was just charged with Deposite account fraud for overdrafted account which came from fees which were charged in the same way the lawsuit say they do business. They will have a warrant made and I will have to turn myself in to sit in a Jail for their illegal unfair business practices. From the looks of this lawsuit they should be paying me and are trying to charge me to prevent me from joining in the settlement of the class action. They contunuiously charged me daily overdraft fees for an account only overdrafted by their overdraft fees for charges they waited to post until my account would overdraft.

  • Kini Cosma April 11, 2013

    If you know of any open class-actions against US Bank for excessive fees, please contact me so I can add my name. Thanx.

  • Scottge May 30, 2013

    I had a us bank account with many OD fees who do I contact?

  • Tamika July 23, 2013

    Who can i contact to get details on this ?

  • Anthony August 19, 2013

    Does anyone know the address to the claims adminitrator to update your address or do you have to call the bank directly? I no longer have US Bank I closed the account for just this reason, they were one of the worst with those fees.

  • jennifer September 16, 2013

    just got my letter in the mail about it. No longer have the bank account,but sure in the heck got charged out the butt with fees a few times! Wheres my check!

  • jeannot September 16, 2013

    how vindicating…that whole debacle almost cost my marriage in addition to what US Bank cost me in dollars and dealing with bad credit issues. It has taken me almost 10 years to rebuild my good credit rating. Now maybe they’ll stop calling me trying to collect the portion of fees I didn’t pay.

  • paula September 16, 2013

    I no longer have an account with US Bank, how do I get my refund?

  • timothy paul white September 17, 2013

    I don’t have a account with USBANK anymore. how do I get my refund .

  • Heather Reddick September 17, 2013

    I don’t have an account with US Bank anymore how do I get my refund?

  • Melanie D Smith September 17, 2013

    I used to bank there but switched because thier fees were
    way to high, if you had overdraft you,d lose half your paycheck. It was really expensive, and you would end up being broke from excessive fee,s. Hope to get some back

  • j. saunders September 17, 2013

    I too do not have an account with them anylonger because at one time I found that they did what this suit is about, I went to my branch and they told me that they could not do anything for me it was the way they came in for them to pay, I told they that was wrong I was living check to check at the time I used every penny I could but to be sure I did not go over what I had in my account,but they did not care so I closed my account and took a big lost because they keep taking my check to pay the overdrafts that should not have been. I hope I get everything back that would be so nice!!!!!!! I now bank with dollar bank and no trouble with them at all

  • Ramon September 17, 2013

    I’m ready lost a lot of money with USBank in Over Draft

  • Patti A Weir September 17, 2013

    I was force to close my account do to a scam that was put on my husband account that had my name on it. How do I get what is mine ?

  • jerryshackles September 17, 2013

    I do not have us bank now in the past i did so how can i get a refund back they over charge my account almost 2000.00 in fees

  • BoJangles September 17, 2013

    I recieved a letter in the mail which stated that I was included in the class action suit. Did not give any additional information not even a phone number. I would imagine if you do not receive a letter in the next month or you were not included. Estimated payout dates are around Christimas. Happy New Year Everyone!!

  • andrea claspell September 17, 2013

    i just got a postage card in the mail today and its sept17,2013 saying that I am entitled money for overdrafts fees from us bank I need to know how to get my money since I don’t have a checking account with them anymore? can someone tell me how? I need help. they took my paycheck every week for 8 months. I went in there and told them about it the would put my money back then take it back out the next day. I made over 300 dollars a week so yes I deserve that money cause my son done without because of this bank. if it wasn’t for my mother we would had no food or place to live because of that bank. so will someone please help me claim my money? thank you very much. I have got married so my last name is Campbell now so I don’t know what to do. please help me.

  • Nora September 17, 2013

    I don’t have a US bank account anymore, how do I get the check for the Overdraft Fee Class Action Settlement?

  • Amanda September 17, 2013

    Payments will be automatically credited to your U.S. Bank account or (if you no longer have that account) by check mailed to the address U.S. Bank has on file.

    The amount of money you can receive from the U.S. Bank overdraft settlement will depend on the number of overdraft fees you incurred. Only a small percentage of all overdraft fees that were charged by U.S. Bank were affected by high to low posting. So, not every overdraft fee that was charged is eligible for payment under this class action settlement.

    A Final Approval Hearing is scheduled for December 18, 2013.

  • william September 17, 2013

    I have received card in the mail about the lawsuit, but I do not have an account with them any more. If I have money coming I would like to get what I deserve.

  • Roberto September 18, 2013

    I have received card in the mail about the lawsuit ?
    what I should do next ?.

  • mason September 18, 2013

    i have got one of thes cards

  • Denise September 18, 2013

    when do I get compensated I got the card in the mail

  • Roger Jett September 18, 2013

    i no longerlive at the address i got this post card about the lawsuit how do i change my address so if i get money back from the settlement

  • Steven Heffron September 18, 2013

    I am relieved that something is being done to stop bank corrupton. During my time with US bank, I lost more money than I was making at the time. I felt as if I was being robbed every time I went in to the bank. At the time, I had a new born and two young girls and this affected me greatly. I would like to say thank you. Some one is standing up for the back bone of this country- The working man. Those of us who scrape by week to week do not deserve the treatment laid upon us by corrupt corporations who try to rob us of money when we do not have it in the first place.

  • Connie Wood September 18, 2013

    Thank you for looking into this. Problems are still ongoing. When payments are made through online banking, money is not taken from the account at the time the bill is paid. About a week ago, my balance, and available balance, was about $800.00. I withdrew $200.00. On the following morning, my balance was negative by about $178.00. Of course, I was charged with 2 overdraft fees.

  • ANTHONY September 19, 2013


  • BASIL M. PRICE September 19, 2013

    I have been with US BANK several yrs, have numerous OD charges last yr. over $2000.00 If I could redeem a portion of the charges which has occured for several yrs I would be very APPRECIATIVE I do not have a problem giveing you my acnt. # or whatever neccesary
    To redeem the excess amount I been charged.

  • jp September 19, 2013

    I was sent to collections after a 4 dollar overdraft turned into a grand in a week. I was asked on the phone by a debt collector if I would settle for 800 about 3 months ago

  • jp September 19, 2013

    They better hold u.s. banks feet to the fire.MORE MONEY MAKE THEM PAY FOR DESTROYING PEOPLES LIVES.

  • romana lara September 20, 2013

    I got a card in the mail too, and I did had on acct. with them but not any more ,I went to look in my files and I can belive I had over 3 overdraft fees in one day wen I move I change my address in the post office so that’s how they find my new address. I m glad they willing to pay for the damage on people.

  • Janette September 20, 2013

    I have had conversations on te phone and in person about their overdraft policies and in the end stealing from customers that trusted their name. I have been to events that US bank puts on and they have plenty of money to throw away on huge parties and huge paycheck to the suits! They take money from trusting customers to line their satin pockets with green Cotten called the almighty dollar. I hate to break it to people including myself with a 55 million dollar settlement most will only see a few dollars if that. I believe it is around $.37 on the dollar for charges. I saw a settlement for B of A that was over 100 million dollars and the average person got around $37. Where does the rest of the money go? That I am curious. The lawyers get rich, that is for sure. So again…. The customers basically get spit on again. Most overdraft fees are not just that but also include fees from the individual companies which many have hefty fees themselves. None of that is taken in to consideration. So really, the heartache of the stealing from US bank plus the heartache from all the other companies is not taken into consideration. I know I am not te only one that thinks giving around 14% out of 55 miilion that goes to lawyers such as other bank settlements is wrong. Why do they get all the money when the customers that the criminal act was done to gets pennies for their pain and suffering. Something is very wrong and should be changed. The customers should get more than just a couple dollars. Doesn’t even make sense and is wrong as well. So the lawyers win again and also US bank another big bully like so many other big corporate big wigs that have no heart and soul. We can all thank US bank or stealing from us and giving us nothing in return. US bank suits will get what they have given. Regardless if justice is ever done. What goes around comes around. If I was in charge of this case and how much money customers who have been wronged get, I would think carefully about it and do the right thing not just what makes their bank accounts full.

  • Terri September 20, 2013

    Will the compensation cover the unfair overdrafts or will the money just be symbolic?

  • Lucinda Villalobos September 20, 2013

    im not quite sure how long ago i had the account but i know i paid quite a bit of money in overdraft charges

  • Jodie September 20, 2013

    I just received a card this last Monday but cannot find it now. Where do I go or who do I call to see if I am part of the lawsuit. US bank took 100’s of dollars in fees from me.

  • francisbradley September 20, 2013

    i would like to know if i am going to get my charges back

  • ignacio September 21, 2013

    I would like to know if I am going to get my charges back

  • Denise E.Woodland September 21, 2013

    I had an account with your bank from the year 2005-2011
    I have one account that will reopen in October 2013, because I have to set up direct deposit on it. It is a savings account:this will began on the first of that month I hope. My home phone number has been submitted to your help line for the 55M settlement for overdraft fee class action. If necessary please call at your earliest convenience. Thank You Ms. Denise E. Woodland
    This e-mail address is not a real one, but I had to make sure that I made a comment to you in reponse of my reading an ad in an magazine. Thank You

  • Denise E.Woodland September 21, 2013

    I had to answer two times to let you know that I think that I may have paid a few overdrafts that would be about, 15-20 per year adding up all accounts and I look forward to hearing from you if the settlements are or are not already settled. It would be a good thing for me.
    It may not be easy for you to reach me, but I have already left a message and an account notice. Thank You

  • Denise E.Woodland September 21, 2013

    I had to answer to you one more time because I had to know if they just pay the customer the settlement if they owe them or I need to know if they suggest paying the old accounts off, if they exist in the charge off departments, because if they exist they’ll probably pay mines off, like they always do to embarass me or try to, in collections offices, but I think my overdrafts were over two or three thousand dollars, and my guess may be wrong, but I would still probably have something, or anything left. Please call it would still be good news.
    Ms. Denise E. Woodland (Mrs.)

  • briel September 22, 2013

    stop being excited, you all will get a penny each. should have checked your balanced before using your debit cards. most of you are blaming the bank for your own silly actions.

    • rose marie January 1, 2014

      You are an idiot!

    • Sandra D. January 2, 2014

      I guess you don’t know what was happening with these overdraft fees. Let me explain. Instead of declining a transaction if your account did not have the funds, the bank was allowing it to go through and would charge an overdraft fee. Even after calling the automated line for your balance saying you had money you would get a charge for insufficient funds. This would usually happen over the week-end and you would find out on the following Monday or Tuesday that you had all these fees.

    • trust1 April 3, 2014

      This person must work for US Bank, that is there standard reply. I am very accountable of my funds, there is no way you can balance with unforeseen charges. I didn’t have a 6.95 service fee and then all of a sudden I have one. Then I get a 12.50 service charge to transfer funds from savings to my checking, then automatically it is reverse. Without my authorization they transfer funds from my checking into savings, which triggers overdraft fees of $36 times 7, because I used my money with my debit card that I deposited into my checking account. I would not have spent funds I did not have, the bank choose to make my money unavailable to create over draft fees. This last month they took $252 in Over draft fees, I could not figure it out or able to explain to my husband where our money went. These fees just started showing on my on line banking this last week, and it was a brutal hit. They encourage you to go paperless and use online banking, and when they steal your money, they blame you for depending and trusting online banking. This is insane and you can not defend your credits or debits.

  • Chris Tremaine September 23, 2013

    @briel, obviously US Bank is in the wrong, 1 million customers is no small number, so you are silly for posting such a stupid comment!

  • Doris Crayton September 23, 2013

    I received a postcard in reference to this class action it said you will receive the money or credit in your account I do not have an account with U S Bank any more so how will i receive my credit?

    • Sandra D. January 2, 2014

      They will send a check to your last known address.

  • Brandon October 3, 2013

    Hi I had a US Bank account a years ago but had to close account due to to many overdraft fees does anyone know how to get more info or actually talk to someone involved in this

  • mike October 4, 2013

    hell yea bout time f ing dirt bags

  • James a. Riel October 7, 2013

    I just found out about this lawsuit, on 08/27/2013 i paid off a collection account from us bank that was for overdrafts ($1,317.01 ) when i figured out that they were puting the screw to me, i stopped using my account for a month then iput 35.00 in and left it alone, 3 months latter it was over 300.00 overdrawn i had plenty of words with them and nothing got done about it except the damaging of my credit when they finally sent it to collections. i wouuld really like to get my back,what can i do?

  • Gary October 8, 2013

    I tried to pay back the overdraft and get my account closed and they would not work with me and told me that I had to come up with the money in full. I offered on many occasions even called the corp office and they declined me to make payments. they told me I would be charged 50 weekly until it was paid off. they would not stop the over draft or interest.

  • Brenda Chace October 15, 2013

    After moving to NC. I became a member of First Bank and I feel as though it is the same exact issue. I have left that bank and have been paying od even today. I was able to join a credit union because of my occupation and have never had and issue. What can I do about First Bank how can I recoup some of my money?

  • Benita R Reid October 20, 2013

    I would like to know about my settlement.

  • Stephen October 22, 2013

    I received a postcard today stating that “You will automatically receive a mailed check or electronic payment to your U.S. Bank account based on eligible overdraft fees you paid during the applicable Class Period.”

    The web addy that was left is http://www.usbankoverdraftsettlement.com

    I hope this helps some people.

  • DENISE M. OLSON October 25, 2013

    i was charged overdraft fees because they sent out my bill pay payments before they where due to be sent an charged me overdraft fees becauce the money wasn’t in my account yet, an when i called the 800 number for the bank i was told that i was not due to have the overdraft fees removed from my account thus making me use my overdraft protection account an they then when a 100 dollar or more was deposited into my account they took out the money for my overdraft protection account plus the fee that that they chargered for me using my overdraft account. so i paid overdraft fees plus a fee depending on how much i took out of my overdraftprotection account. It was like if i took out $20.00 i paid that plus another $2.00. an that was how they got it, I was under the imprecion that they would automaticalytake the money fron my overdraft account so i wouldn’t have to pay the $35.00overdraft fee an that fee is charged to ever transaction you are over in your account. i have paid hundreds of dollars to them over the years.

  • DENISE M. OLSON October 25, 2013


  • Spring November 5, 2013

    Referring to post number #3 located at the bottom of this webpage named Cansandra, how can you say that you already received $127.00 when the case has not even finalized yet? There is suppose to be another court date in December of 2013, so why are you saying you received a check? Not too mention how small that amount is in comparison to this 55 million settlement. Does not make any sense.

    • patti July 17, 2014

      yes some people have gotten there settlement money it depends on which state you live in I know it`s not fair that some states get it and some don’t even know if they will be receiving it

  • Spring November 5, 2013

    The last event that we had with US Bank, tried to cash a money order at the US Bank where I had an account. I even purchased the money order myself from a gas station. The teller told me she could not cash it, that I would have to deposit it. I asked her, if I could still use the funds from the money order that very same day, she replied yes that the funds would be available. So I went to the gas station to get gasoline and I find out later that US Bank did not make the money order readily available like they said and they began to bounce the account stating that the money order was not available on that day. That was just one of the many situations I had with US Bank.

  • william Leserra November 5, 2013

    I want from 2008 to 2012 coverd not 2010.And screw 0.35%per $…I WANT MY MONEY…BUTT KNOWING AMERICA WE WILL GET $3.00 each the law dogs will get $54.MILLION…If we had a brain PULL ALL OUR MONEY OUT AND TELL THEM TO KISS YOUR ASSSSS…!!!…

  • stephanie skiles November 6, 2013

    I guess I was late getting my card, and I am not sure if I have properly “signed up” …? HOLLY COW, I knew this was the case… every time I called or went into the bank to figure out why half of my paycheck was gone to overdraft fees (LITERALLY FOR MONTHS AND MONTHS, it was the cause of my financial flop AND the cause of a nasty family separation) … they were SO good at talking just enough crap to throw you off and somehow end the conversation without explaining and making you believe that it was your fault. Credit card and utility payments were be returned because you weren’t aware that they were scamming the money right from underneath you. OH, and the ridiculous fees they would asses when they sent you into overdraft and payments were rejected (with a fee) over and over and over… I wish I would have been wise enough back then to stand up and fight back, I should have known! THANK YOU, to everyone who stepped up and spoke out. I truly hope everyone who was effected by this gets it made up to them!

  • Keith Jordan November 7, 2013

    I absolutely Loved the manager of the specific bank who set my account up as well as the tellers and professionals that still work at that one location but that’s as far as positive feelings go for the organization from the customer service (so called bank pros on the phones) to any of those stuck up bitches who will take a check of theirs from you, cash it for you then charge you for cashing their own bank check because you no longer have them as your financial institution. These people and this bank is only blocks away from my home but I will never stop there again, instead I travel 5.5 miles away from there to do business at any other US Bank when I have to cash any check of theirs.
    This bank took so much money from my account and LEGALLY found loopholes the fucking politicians created thanks to these lobbiests for the bank.
    US Bank and other banks as well are literally financially raping people in America who keep money there.
    $55M is shit compared to the amount they have STOLEN from each and every hard working American those fucking CROOKS!!!!!!!!!!!!

  • S mendez November 13, 2013

    I worked for this bank and knew for years they were robbing people. I felt so bad for so many of my customers at the time. The are recently into robbing people again back dating transactions to create over drafts on your account. They are some slick bastards and the operators at the 1-800 # are rude and ruthless. They yell at you if you get snippy with them. Who the F@!# do they think they are.

  • Kevin McMinn November 24, 2013

    I was a US Bank customer but I had to change banks because I was being charged to much for overdrafts, It was out of control you would get a overdraft charge if the wind blew a direction

  • SHELIA K SNIPP November 25, 2013


  • MERRITA A HUDDLESTON November 25, 2013


  • Jo Lenz November 26, 2013

    I have been being chrged $36.00 in OD charges for a long time. So yesterday I went in and click on the last amount which was in blue and it said I had a + amount and went to subtract the next transaction I was still in the +. But when I clicked on the blue colored balance amount a window popped up and said I was negative and the amount of the transaction that showed in the pop up box wasn’t the amount that was my transaction amount. I have always had issues with US BAnk and I am pissed. Yes they do try and explain but they make no sense just that I made a bad decision.

  • Melinda King December 19, 2013

    They messed me up so bad they closed my account

    • Renae Roux December 19, 2013

      This bank cost me over $5000.00 in check fees what was the verdict on December 18th? When do we see our checks? I did get a card and understand they will send us checks but when and I hope it is w/interest and aggravated assault for the stress they have caused…

  • Alvin B. December 19, 2013

    I need my money and I want my money now …..
    I can’t even get my family everything they wanted for Christmas this year
    Mainly my beautiful children….

    • sharon December 24, 2013

      what you said bring it on

  • S December 20, 2013

    Does anyone know when they are paying the settlement? I read somewhere after they go to court they have to right away.

  • Ray Schuler December 21, 2013

    I have hated the banking institution ever since my experience with us bank.. hmmmm……the post card. “Us Bank has agreed to establish a Settlement fund of 55 million that will provide payments to eligible Settlement Class Members. The amount any individual SCM will receive cannot be determined at this time. Payments will be based on the number of people in the Settlement Class and the amount of additional overdraft fees each SCM paid as a result of Us Bank’s posting order”.

    “The Court has scheduled a hearing on December 18th ,2013 to consider whether to approve the Settlement and a request for fees up to 30% of the 55 million Settlement Fund, plus reimbursement of costs and expenses, and service awards to the twelve Class Representatives.”


  • Ray Schuler December 21, 2013

    oops! ” Attorneys fees” left that word out , kinda important

  • WillN December 21, 2013

    i got that post card in the mail as well as many of you…. i requested more information and they sent out a small packet of the same vague information the card tells you…… tells you to do nothing to get your money. Seems kind of fishy to me. Sounds exactly like what a bank would send you to keep you from going to court and adding your name to who is owed and possibly increasing the money amount. The lawyers should be paid the amount they asked, but from the bank as court costs on top of the settlement, not part of it. that sounds like a scummy lawyer to me… it all seems fishy and i won’t believe any of it until i get a check that actually clears.

  • Walter December 29, 2013

    For more info, go here: http://www.usbankoverdraftsettlement.com/

  • Sandra D. January 2, 2014

    What is the result of the court’s final decision on Dec. 18, 2013? My account with US Bank was consistently charged with overdraft fees. I always called the automated line to get my account balance which I was told would have the correct balance. So I would make purchases over the weekend and find out on Monday that I had been charged several overdraft fees. I would go into the branch and have to argue with the reps about the fees. I would be told that I was supposed to keep track of my transactions. I thought I was doing this by calling the automated line assuming all had gone through. So now I see what the bank was doing—-holding everything and allowing the transaction to go through instead of declining them so they could charge the overdraft fee. US bank owes me a lot of money!!!

  • k. lawson January 2, 2014

    The U.S. Bank charge my account so much overdrafts fees so I had to close my account and this is the right time for me to get my money from them. They owe me a lot of money but they won’t even try to give me back my money. I feel that the U.S. had taken advantage of me.

  • adrienne January 7, 2014

    It blows my mind that US bank was able to use my money in a fraudulent way to make it’s books look fat. When my books look like I was unable to balance my checkbook. If it were me that had used someone else’s money to fool people into believing that I was doing great things that would be just wrong.

    55 million is a drop in the bucket for them. Someone should be punished.


  • Lourdes January 9, 2014

    I often wondered what happens to the remaining funds from these lawsuits. I know the law firms get a certain percent, cost and undefined help but who benefits from the rest? If we’re only going to get partial reimbursement it still does not compensate for the monies lost by the companies that did not receive their payments. Now we have bank overdrafts, companies unpaid, (that of course charge the customer for a returned payment), and the hell one goes through trying to get a reason for the charges. Now who is going to compensate customers for that? Who is going to revise the law on how much each party receives and a clear explanation as to how the “extra” money is allocated? $2.7 million people is not that large of a number provided that this is the total combining the banks involved. The statement of “plus” extra cost is not clarified so one will never get the precise amount of rewards granted to the people who fell victims to a well known bank scam. Who knows? (Shrugged my shoulder) in disbelief.

  • J Gullett January 11, 2014

    when we getting paid

  • Irvin King Jr January 17, 2014

    I Had so much trouble with them. I closed my account I would like to get my money back also! I paid so many overdraft fees. Glad I left.

  • rita February 7, 2014

    i also experienced this behavior with us bank I have a credit line with them or had they closed the account with out telling me i had theft in my account and was late on a payment now i find out they have been charging me $35.00 Late fee for a year i just quit paying them all together last week when i called and got the run around on the phone they were supposed to call me back and never did i need help to

  • Amanda February 13, 2014

    Many banks still do this. They also hold deposits around here. I had a us bank account back in 2004 and went negative because they kept charging $180 in OD fees so I went to the branch manager and complained of course he didnt want to issue any credits and told them I would pay the one that made me go negative but not the rest because they had the transactions from largest to biggest and the excuse they gave me was that normally the highest transaction is the most important like a utility bill, car payment, rent, etc.. And the consumer would want that paid. I told the manager to close the account because I wasn’t going to pay them fees. Anyways the account was not closed and us bank sold the debt to god knows how many collectors. I also told them the debt was not valid and wasn’t going to pay them and explained why. Of course they give you crap about how your making an excuse which is crap. 6 years later my mother gets a call from a collection company claiming the debt was a lot more than what the bank left it at and if it wasn’t going to get paid then I would go to jail. They have searched for all my relatives searching for me and telling them this crap! Of course my mom falls for it and pays these people without me knowing. Of course another person calls and saying I owe them for this us bank account a year later but I sent them a recepit where this non valid debt that got paid anyways was paid! But as of yesterday (worldwide solutions) almost a decade later I still got people calling relatives and harassing me. I’ve had my number changed and on the do not call list and done everything because apparently the fair credit practice act is a bunch of bs! but the one thing I can say now is STAY FAR AWAY FROM US BANk and Bank of America cause they do the same crap but luckily I got rid of that account because they wanted to charge me a monthly maintance fee after being with them for almost 8 years. Yet they still haven’t charged my husband but yet the bank tells me its everyone! They all feed you crap just to save their asses.

  • Andrew February 24, 2014

    I recived a 10.00 check from BofA for a settlement overdrafts .Icalled to ask if that was part of the us settlelment said no .but the bank that issued the check is US, also the same case no. tthis is a slick blow off.it has cost me far more than that.

  • Sean March 8, 2014

    For many years I banked at U.S. Bank. I opened a savings account with them when I was under 18, and had my parents as a co-signer on the account. Even many of my relatives did, and still do conduct business with them. My Grand-Father was one of their first customers in this area, and that was over 50 years ago.
    Unfortunately, since then, they have lost sight of business ethics. Treating customers as cash crops by charging them unwarranted overdrafts is a big way to loose customer loyalty. I did not choose to close my account at U.S. Bank, it was charged off due to over $800 in overdraft fees. At the time, I remember making payments at their local branch, and for some reason, it would never get posted.
    Eventually, shortly after they charged off my account, I was contacted by the branch manager of where I normally conducted banking transactions. Upon entering the bank, and sitting down to talk with the branch manager, I was informed that if it was not paid off within a certain time limit, other problems would arise. The main problem being them contacting the local authorities, and pressing charges to gain a warrant for my arrest. I was unemployed at the time, and they did not care.
    So, I had to borrow money from my relatives to pay off the overdraft. Since then, the person that helped me has passed away. With every incident of an overdraft charge through a bank, an individuals personal credit is damaged. Due to their practices, my credit was so damaged that by the age of 24, I could not gain a loan even with a co-signer that has what is considered a gold credit score.
    Shortly after paying off their bogus trumped up overdraft charges, I went to another bank. Through total irony, that bank was also recently sued for $15 million for the exact same thing. Guess what happened, the bank lost, and was forced to pay. Granted, they paid me all of the excess amount of what I had paid them in overdrafts but, U.S. Bank needs to be required to pay back every penny they illegally took from customers via misappropriation of overdraft fees.
    That probably will never happen due to how messed up our legal system is. What really needs to happen is, restitution of the total amount of fees taken from customers to be paid back in full to the very penny, and the person who came up with the transaction posting system arrested, and place in jail. However, chances are that will never happen. If it was one of us private individuals, we would be put in jail so fast it would make your mind spin in amazement. For high powered executives who think they can do whatever they want, all they get is a minor slap on the wrist.

  • nancy henderson March 13, 2014

    There is a US bank overdraft settlement home. The court approved the settlement but the lawyers have appealed it. Hard to say when we will get our money. They will automatic deposit to your account if you’re still with US bank. If not they will mail a check to you so make sure the bank has your current address if you’re no longer a customer.

  • tammy March 30, 2014

    US bank ruined my credit. How much is that worth.

  • Andrea April 3, 2014

    I recently started being garnished by a collections place that bought my overdrafted account debt from u.s. bank. Can they do that while u.s.is in the middle of a class action suit?

  • Phil April 10, 2014

    Has any one received a payment

  • SANDRA D. April 11, 2014

    What is the latest on the bank’s appeal on 30 Jan 2014? You know of course this is appeal is just so the bank can continue getting interest on the 55 Mil that was set aside for us to get refunds. Believe me, this is just another stall tactic by the lawyers. The bank will not be out of any money when we finally get our refunds. They will still continue to profit from all this.

  • kristie April 15, 2014

    Hate USBank. Is it too late to add my name? I have not received a postcard at all.

  • Top Class Actions April 23, 2014

    UPDATE: The Settlement Administrator has posted the following update to http://www.usbankoverdraftsettlement.com/:

    On January 6, 2014, the Court granted Final Approval to the Settlement, and on January 15, 2014, the Court entered Final Judgment. In the event there are no timely appeals, the Effective Date will be February 24, 2014, and distribution of awards to eligible Settlement Class Members by account credit for current customers or by mailed check for former customers will occur no later than June 24, 2014. This site will continue to be updated as specific dates and details regarding distribution become available.

  • Sandra D. April 26, 2014

    To: Top Class Actions

    The US Bank submitted an appeal on 30 Jan 2014 just in time to stop the action for the refunds to start. The dates of Feb 2014 and Jun 2014 are no longer good. We now have to wait for the court to rule on the appeal. Who knows how long that will take. We are back at square one!



  • jim brown May 6, 2014

    can an honest answer about this be found anywhere at us bank?

  • Rebecca May 9, 2014

    did anyone read the last court docs from the usbankoverdraftsettlement website?
    I am just guessing here but with the amounts the lawyers and court cost etc being awarded its looking to me like I wont be getting anything close to amount I lost. I spent more then 1000$ in over draft fees alone.
    who decides how much everyone gets? and with amount of people who should get refunds I just feel like we will all get screwed when or if the disbursements of funds ever happens.

  • jan May 16, 2014

    I was supposed to have received settlement money, but INSTEAD, the bastards sent me an illegal collection
    notice. Your POSTCARD indicatred the money was to be returned to my US Bank Account! WHY DO YOU
    AMOUNT DUE TO THIS LATEST ACTION>They owe me one hell of alot of money, and I’ve YET TO SEE A DIME! HELP>

  • jamie May 21, 2014

    i would get screwed by us bank at least 3 times amonth i would pay bills get gas and go get grocerys and they woyld wait 2 to 3 weeks before they send those payments thru and i would call or go in and they would tell me its not them its the place were i went which was a lie and us bank coperate told me they alway send the higher payment thru first to make sure it can
    clear…its the worst bank to be at…

    • Karina Pettinger June 22, 2014

      They did the same thing to me! US Bank blamed the merchants not posting the debits/charges. Made THEM out to be the bad guy. US Bank also posted the higher item in my case, too. Funny but I had some issues at Bank of America but never did they blame merchants or charge me overdraft fees when they screwed up. They were sued a while ago as well, but I think they learned their lesson. US Bank is bold!! They’ve got a lot of nerve continuing their deceptive practices!

  • Scott rauch May 24, 2014

    They got me for thousands and I am sure we won’t see but pennies back. I have never received a card or any notifications on this issue! I found out from a friend.

  • Tracy June 12, 2014

    What was the time frame you had to have a US Bank Account to be included in this Lawsuit?

  • Richard June 12, 2014

    This site has not been updated for nearly 4 months. There must be some updates that can be giving.

    • Davis June 13, 2014

      I notice the same thing, too, Richard. You would think that there would be continues updates on this case. Something don’t smell right!

  • Not happy June 14, 2014

    Got my check today $16.41 not even half a fee they charged and I have paid almost $4000 this past year alone !

    • Claudia June 25, 2014

      Was it deposited to your account or did you get a check?

      • Not happy June 26, 2014

        I got a real check

  • Karina Pettinger June 22, 2014

    News flash~ US Bank is STILL at it! Everything that they’ve been guilty of that is listed in this class action lawsuit they’ve done to me this month!! I filed a new complaint but your records show that I haven’t filed one yet. US Bank must be recovering their losses by screwing over their new account holders like myself! They’ve posted items NOT in the order the charges were made, withheld funds in my account causing 2 items to not clear, which caused an overdraft fee x3 ($35 ea.). To add insult to injury they tacked on 2 (so far) $25 fees because I am still overdrawn THANKS TO THEM!! I am furious!!! Deceptive, low-life, sneaky, greedy SOBs!! The teller at my local branch refused to look at my checkbook to see the order in which my charges were made, but still dug in her heels insisting the OD charges were legit! I know it’s too late to be part of this latest class action lawsuit against US Bank, but please consider me if a new one if filed. Thanks so much!

    • Not happy June 23, 2014

      Agreed ! They found a loop whole to &@@&@ people !

  • Chris June 25, 2014

    When the settlement is deposited automatically in my account what will the description say?. I just want to make sure I catch it so I don’t have to try and call.

  • Angela June 25, 2014

    Has anyone received compensation? I thought I read some where that compensation would be mailed or deposited by June 24, 2014!

  • Dee June 25, 2014

    No money yet here. I figured they were not mailing unit the 24th to wait as long as they can, Hopefully they get off their A@#^%E^ and get it completed. .

  • Dee June 26, 2014

    I just called the info phone number 8883988207 they gave the info that there was an appeal by us bank on Jan 30th and The Effective Date is now subject to the resolution of the appeal. It will update as soon as the appeal has been finalized and when there is a date for distributions

  • kevin Fenton June 29, 2014

    does anybody know the current status of the appeal and if there’s a final judgment set in place soon?

    • Not happy June 30, 2014

      I got a check on June 16th so they have started mailing some don’t get to excited mine was only $16.41 maybe 1/300th of what I paid in fees !

  • billy July 1, 2014

    There was the Alexia settlement for 16.41 around the same time. Maybe thats the check you received.

    • Not happy July 23, 2014

      It did come from alexia … But said usbank settlement

  • Diana July 2, 2014

    I called the number from the website and they gave me an email address to write to so I did and just got a response. They confirmed that I was, in fact, included in the settlement and then went on to reiterate the order of all the appeals and such and that as of right now they have not gotten any finalization on the last appeal. NO checks have been issued yet, they said!

    • Dee July 3, 2014

      Diana what number did you call?

      • Diana July 5, 2014

        1 888-398-8207 press option 7 for the email address.

  • john suttles July 6, 2014

    i’am happy that someone know something.i will call this #asap888-398-8207

  • Diana July 20, 2014

    Check the website usbankoverdraftsettlement.com there has been an update as of July 18th. The appeal was dismissed and distribution of money should be starting soon.

  • Not happy July 23, 2014

    On January 6, 2014, the Court granted Final Approval to the Settlement, and on January 15, 2014, the Court entered Final Judgment. On January 30, 2014, a timely notice of appeal was filed. Therefore, the Effective Date was no longer the previously-referenced February 24, 2014. On June 24, 2014, the Court issued an Order dismissing the appeal, and the Effective Date is therefore July 1, 2014. We do not yet have a specific date available for when account credits will be applied in instances of open accounts, or when checks will be mailed for former accounts. We appreciate your patience as we work to distribute funds in advance of the October 29, 2014 Court deadline. This site will continue to be updated as specific dates and details become available.

  • Rebecca September 3, 2014

    Has anyone receive any money from the settlement yet ?

    • Diana September 4, 2014

      No, I don’t think anyone has. I’m not holding my breath on receiving it before the Oct. 29th deadline. I emailed them last week and they said no payments have been made yet.

  • Diana September 15, 2014

    There has been another update. Update on Sept 13th, they will start distributing money to current account holders on Sept 15th. Check the website for more info.

  • Tina September 19, 2014

    I got my settlement money posted to my account today. It was for $8.84. What a bunch of crap!!! It’s not even half the cost of one overdraft fee!!!

  • B wright September 19, 2014

    $8?!?! That is such a slap in the face! They not only would put ours through chronologically but more than once they would take something that had ALREADY CLEARED out and put it back in AFTER a large one would go through to nickle and dime us. It was terrible! I took pictures of my computer screen and printed it up a couple times but when I took it in they denied it even though they were looking right at it! HUNDREDS of dollars taken over the years.

  • Debbie September 24, 2014

    I received $6.51 today as my settlement offer. Yes I agree it is like a slap in the face. They took so much money from so many of us…

    • Diana September 24, 2014

      That is horrible! Why even bother! And the whole lawsuit was for $55 million. Makes you wonder where all the money is going to.

      • Bill September 24, 2014

        I got my check today, $18.93… absolutely a rip off.

        To answer your question about where the money went… attorney fees… 20-30% is normal
        So while we get not even the equivalent of one overdraft fee, the attorneys get I’ll guess 25% of 55 million which is about 11 million… they are just as bad as the bank…
        Worse, they can grab a low settlement because they will still get the large amount, doesn’t really matter what we get, to them…

  • devereaux wachtel September 25, 2014

    i received a payment for 11.68 when in fact my account was not being credited with my cash deposits for up to five days , i thought federal law required these cash deposits made at an atm to be on the books within 24 hours of the cash deposit. they took thousands from my accounts. one being my handicapped daughters account spanning from 2002 until past 2009. this took place week after week multiple overdraft charges were taken from my accounts to a sum into the thousands. 11.68 was just under 1/500 of what i estimated was taken from my accounts. even if they repaid 5,000.00 plus interest. that would not have equaled what they took in overdraft fee,s unlawfully. i wonder where the federal banking authorities were? during these years this was taking place. i would go in to the us bank branch and ask them about this from time to time and they would just tell me it was an error on my part. i guess they were right if i had moved my account to another bank they wouldnt have had the opportunity to take it from me and i wouldnt have had to try to recover it through legal processes that didnt care what crimes they had committed. maybe its just me but what could be there reasoning for holding a cash deposit for five days. i could maybe see holding a check until it clears, but there is no legal reasoning for doing this with a cash deposits unless you are try to glean the interest from them. i have a feeling the law would have had no trouble in finding me and charging me with some crime if i had done this even once yet alone years of it.sorry usbank i,ve lost all confidence in your firm.this 11.68 is a step in the right direction, just a far shorter amount than what should have been repaid

    • Wilbur October 2, 2014

      You should have opted out and sued on your own. Unfortunately, that takes money. But there is almost literally nothing to gain being part of a class action. The worst part is you can only opt out before you can find out what kind of settlement is reached.

  • Patrick September 26, 2014

    I received my settlement check for almost $18. I just wanted to vent like everyone else that this is a slap in the face. I’m lucky because I got away from the bank early on when this started, but it still cost me several hundred dollars. And as for the lawyers, they aren’t any better than the banks. None of them have any real concern for how any of this affects us, the consumer. Maybe Shakespeare had it right.

  • Diana September 26, 2014

    Well I got a check for $77 which is better than the $6.76 check my husband got. Still, I had over $700 in fees that were wrongfully charged It IS a slap in the face!

  • Deborah September 29, 2014

    We received our $1.65 check today. It may be childish but I promptly wrote “Kindly shove this check %#@$” and folded it with their return address outward and sent it back to them.

  • Wilbur October 2, 2014

    Got my $1.65 check. Woohoo!!! Read up on where the money goes if I don’t cash, the bank gets to keep it according to the approved settlement. Obviously they need this $1.65 more than me! I wonder how much in admin costs it took to calculate, print, mail, and process these puny checks? Amazing that the settlement does not end the practice that caused this lawsuit. USBank is not the only bank that continues this practice. I would have been better off not even knowing about this suit.

    Interesting… $55 million settlement, $16.5 million to lawyers, $150K for attorneys costs, and the 12 class representatives get $5,000 each ($60K). So out of the $38 million supposedly left, the class members get these puny amounts. Any chance there were really over 10 million members in the class? One has to wonder, especially since USBank was allowed to create the formula for settlement payments.

    Once they screwed me over back in 2007 (their overdraft process not being the main reason), I left USBank and will never do business with them again. I even turned down an auto loan despite the interest rate being 2% lower because it was going to be financed by USBank. I have moved all my financial business to credit unions – much better service.

  • Sophia October 7, 2014

    I received my tiny check a few days ago, and now today I get a notice that I have a certified letter waiting for me and lawyer solicitation letters stating that I have been sued by a creditor. I have to wait until tomorrow to get the certified letter and find out who it is. However, the ONLY creditor in my history that I owe money to is US Bank. The money that I owe is due to overdraft fees that then created more and more and more overdraft fees, totaling around $2000. I have not heard from them or a collection agency for years regarding this. This was back in 2010. Is anyone else now getting sued by US BANK after receiving the tiny settlement check?

  • Scott October 15, 2014

    I never received a check. Anyone in this boat too? The website say’s I have to now write them to find out about the status.

  • Heather October 19, 2014

    WOW, I got a check for 48.61 and I was pissed. I was with this bank for 20yrs and because of the way they do business I was always getting OD fees. In a 4 week period this sham of a bank bilked me for well over 2,000 due to their shady practices and that was the last straw. It looks like they get the last laugh after all.

  • TINA December 16, 2014





    • Trish April 6, 2015

      US Bank is not the only bank that has been sued for this practice. It is a crime to defraud people, which this is. These banks have paid millions in settlement fees and are still practicing this is heinous. Lets stop talking and acting like victims and take action. Lets start a Website for this purpose, just like the gal did when Bank of America notified their clients that BOA was going to charge a fee for every ATM debit etc. They lost millions of dollars when people all over the country pulled their accounts and put them in credit unions and other banks that practice this same fraudulent activity. LETS DO SOMETHING NOW!!!

      • Trish April 6, 2015

        Sorry guys….that last sentence should read: …..that DONT practice this same fraudulent activity.

  • Tom Collin September 17, 2015

    I told USbank not to debit my account, when I have insufficient funds in the account. I only had 58 cents. USbank then lets a 10 dollar charge come in , then charges me 80 dollars in fees onmyminddailycom

  • Morgan Smith November 13, 2015

    Its crazy to me that even after this lawsuit and losing that much money, US Bank is STILL doing this!!! I guess they figure they can pay the $ out and then take it all back again.

  • Carolyn December 22, 2015

    well it appears if what I just read is true, us bank won their appeal and no more money will be paid out, I have been hit by the greed this month, also , bounced my account 7.03$, by time all the dust settles it will be over 200.00$, distroyed Christmas, and took half my rent. I was distracted not on my game, havent bounced my account in 2 yrs. I guess they feel like since they won their appeal they can just do people however they like. I admit I did bonce the account, but they went back and took a cleared transaction off, bounced it, before I ever made my carpayment, which inturn made everything bounce so they could take 4 fees opposed to two, then this week it appears they rushed my auto payment for my internet, I was 2.00$ short on, one day before my direct deposit so they bounced me again for 2 fees. As I wait for the dust to settle, they charged me the 2 fees, removed the 2 small charges and 2 days later the twc payment has finally cleared but when they posted it to bounce twc was between these 2 smaller charges, I have a print out of this. I also checked the account before I left for work and made the purchase for 11.00$, the twc was not there, then when I checked in the next day it was posted so it appeared it was on there, made me negative for 2$ then my purchase for 11.00$, posted under it so I was 50.00$ negative. I never allow auto payments. society has got to the point you cant have a special price if you dont submit to the practice. just to get screwed over, eventually. Holidays are hard, children acting like fools, dont get distracted you could end up homeless in a matter of days with these vultures out here.

  • catherine punjani January 13, 2016

    I knew that the banks were crooked in the USA but I didnt know just how crooked till I asked people about US BANK. What did US BANK (Twin Cities) do to them?The stories came out, and there were ALOT of complaints! When I received my $2.98 joke check I decided that I was going to frame it and hang it on my wall. I no longer have a home because of them!

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