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Choice Manufacturing & Mepco Finance Vehicle Warranty Class Action Lawsuit

By Kimberly Mirando


Mepco FinanceA federal class action lawsuit claims The Choice Manufacturing Co. and Mepco Finance Corp. sell “illusory” extended vehicle service warranties they refuse to honor.
According to the Choice Manufacturing and Mepco Finance class action lawsuit, the companies “prey on vulnerable consumers who have purchased used vehicles and need to have some assurance that they will not be burdened with large payments if the vehicle encounters certain specific types of operational and structural failures. Once Defendants have extracted their full contract payment from the unassuming and vulnerable consumer, they refuse to pay for the repair or replacement of vehicle parts or other services, even though such services are expressly covered under the contract.”
The Choice Manufacturing warranty class action lawsuit goes on to say that when a consumer “persists in demanding an explanation for Defendants’ failure to cover repairs, replacement or maintenance or parts covered by their [vehicle service contract], Defendant Choice Manufacturing unilaterally terminates the agreement.”
The Choice Manufacturing and Mepco Finance warranty class action lawsuit is brought on behalf of a proposed class of all persons who, while residing in California, entered into vehicle service contracts and/or for engine additive products manufactured and administered by Choice Manufacturing and serviced by Mepco Finance from February 4, 2009 through the present.
It is seeking actual and statutory damages, full restitution and more for alleged violations of California business law, breach of contract and breach of express warranty.
A copy of the Choice Manufacturing and Mepco Finance Extended Vehicle Warranty Class Action Lawsuit can be read here.
The case is Jackie L. High v. The Choice Manufacturing Company, Inc.; Mepco Finance Corporation, et al., Case No. 11-cv-5478, U.S. District Court, Northern District of California.


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Updated November 23rd, 2011


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  • Anonymous November 27, 2012

    i got ripped off by this company

  • Bonnie Dillon March 20, 2013

    We just found out that our warranty company, Great Choice, has filed bankruptcy. Is Great Choice a party to this class action? If so, how do we file a claim? Thank you.

  • Tony August 27, 2013

    It’s a dam shame that this happened, someone has to do long prison time for this act. Also, can anyone tell me how to contact these people I submitted my docs’ in Oct 2012 and hadn’t heard anything since!

  • Tony August 27, 2013

    It’s a dam shame that this happened, someone has to do long prison time for this act. Also, can anyone tell me how to contact these people I submitted my docs’ in Oct 2012 and hadn’t heard anything since!

  • eddie January 16, 2014

    its not a very good idea for this to happen to consumer as a person paying for the bill for my car even didn’t know this would happen to me being rip[ off from this company was trying to repair its very disgusting that company never help me to fix my car only they want my money every month so hope I can hear from someone soon from getting back my money that I have work for even take care those looser so hope to hear from someone soon.

  • peggy loftis August 29, 2014

    purchased the mepco extended warrenty in Jan,2011 and all repairs have never been covered

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