UMB Bank and overdraft fees

Overdraft Practices at UMB Bank Under Scrutiny

An overdraft occurs when there is not enough money in an account to cover a transaction, but the bank or credit union pays for it anyway. Many financial institutions offer overdraft protection programs, but some of these overdraft practices have been called… Read More

Carcinogens substances

Asbestos Danger Caused By Trapped Asbestos Fibers

Asbestos danger is not always present even when asbestos is. In some cases, being in close proximity to asbestos is not inherently harmful. However, in other cases, asbestos exposure can be deadly. The real asbestos danger comes when individuals come into contact… Read More


Pennsylvania Man Suing Over Denied Unum Disability Benefits

A man has recently filed a lawsuit against Unum Life Insurance Company of America, stating the insurance company prematurely halted his disability payments. Plaintiff John H. of Pennsylvania has filed a lawsuit because he was denied the Unum disability benefits he says he… Read More


Twitter Class Action Takes Issue with Profile-Trading App

Twitter Inc. and online gaming company Hey Inc. have been hit with a class action lawsuit accusing them of violating consumers’ publicity rights by authorizing an app that allows users buy and trade the full names and profile pictures of Twitter users…. Read More

Merrill Lynch Strategic Return Notes

Merrill Lynch Strategic Return Notes Misrepresented

Merrill Lynch Strategic Return Notes were originally sold to retailer investors for a total of $150 million, but their worth has gone down significantly because of the company’s misrepresentation. According to the Securities and Exchange Commission, which fined Merrill Lynch $10 million… Read More

Oil spill on beach with oil skimmers in background.

Halliburton, Transocean Gulf Oil Spill Class Action Settlement

Settlements have been reached in a class action lawsuit filed against Halliburton Energy Services Inc., Transocean Deepwater Inc., and other related companies following the Deepwater Horizon oil spill in the Gulf of Mexico that occurred on Apr. 20, 2010. Halliburton Energy Services… Read More

Row of people on treadmills at the gym

Planet Fitness Seeks To Uphold Dismissed Claims in Class Action

Planet Fitness is opposing a plaintiff’s motion to reconsider the dismissal of several claims in a class action lawsuit alleging the fitness chain fails to state total payment obligations in members’ contracts and violates various state consumer protection laws. The opposition brief… Read More


Is Force-placed Flood Insurance in California Legal?

Some banks and lenders may be imposing unauthorized force-placed flood insurance in California, which is insurance placed on a borrower’s property when the borrower’s insurance lapses or when the borrower fails to maintain an insurance policy that is acceptable to the mortgage… Read More

Starbucks Cafe interior

Starbucks Settles Breakfast Sandwich Price-Switch Class Action

A California judge granted preliminary approval of a settlement that would end a price-switch class action lawsuit against Starbucks Corp., alleging the company overcharges customers for certain breakfast sandwiches. Los Angeles County Superior Court Judge Lisa Hart Cole gave her initial approval… Read More


OB-GYN Doctor’s Denied Disability Benefits Prompts Unum Lawsuit

A Tennessee OB-GYN surgeon is suing Unum Life Insurance and its subsidiary Paul Revere Life Insurance Co. for alleged improper denied disability benefits. Plaintiff Barbara N. an obstetrician, gynecologist and surgeon who has practiced medicine for over 30 years sustained an injury… Read More


California NFL Apparel Class Action Settlement

A $4.75 million class action settlement has been reached to resolve allegations that Reebok and the NFL engaged in a price-fixing conspiracy to limit competition among other sports apparel manufacturers, leading to increased prices for NFL branded apparel. If you live in California and… Read More

UMB Bank and overdraft fees

Overdraft Fees at UMB Bank

The overdraft fees of banks and credit unions have been recently increasing, causing disdain in many of their members. It was only recently in 2010 that federal laws were passed requiring banks and credit unions to disclose their overdraft practices to customers… Read More